IFSC Code of UCO Bank, Hzs Factory Vizag Branch, Andhra Pradesh

Below are the complete branch details for UCO Bank, HZS FACTORY VIZAG branch, located in VISHAKHAPATNAM, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0000743. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0000743 for UCO Bank – HZS FACTORY VIZAG — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for UCO Bank – HZS FACTORY VIZAG is UCBA0000743. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000743 map to this branch in VISHAKHAPATNAM, ANDHRA PRADESH.

Bank profile

UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Hzs Factory Vizag branch — IFSC UCBA0000743 — extends the bank's services to customers in and around Vishakhapatnam, Andhra Pradesh.

About the Hzs Factory Vizag branch

The Hzs Factory Vizag branch of UCO Bank is situated at G B R COMPLEX OPP BATA SHOW ROOM NEW GAJUWAKA VISAKHAPTNAM ,VISAKHAPATNAM ,ANDHRA PRADESH PIN 530015. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0000743 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's HZS FACTORY VIZAG branch came to be assigned the code UCBA0000743.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000743, money simply cannot be routed to the HZS FACTORY VIZAG branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000743 and the account number together uniquely identify the Hzs Factory Vizag branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC UCBA0000743

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000743 across all three.

How to use IFSC UCBA0000743 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's HZS FACTORY VIZAG branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UCBA0000743.
4. Confirm the bank name auto-populates as UCO Bank and the branch as HZS FACTORY VIZAG.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to HZS FACTORY VIZAG

If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's HZS FACTORY VIZAG branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0000743 while initiating the transfer and the credit will appear within minutes.

IMPS to UCO Bank HZS FACTORY VIZAG (IFSC UCBA0000743)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000743 in your mobile or internet banking app, and the money is credited to the HZS FACTORY VIZAG branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Hzs Factory Vizag

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0000743:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at HZS FACTORY VIZAG is still linked to IFSC UCBA0000743.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UCBA0000743

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – HZS FACTORY VIZAG is still mapped to IFSC UCBA0000743. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000743 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Hzs Factory Vizag branch is mapped to IFSC UCBA0000743 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UCBA0000743.

Banking services available

The Hzs Factory Vizag branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 891-2517452.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000743

Online banking and IFSC UCBA0000743

UCO Bank customers can register for net banking and the bank's official mobile app once their account at the HZS FACTORY VIZAG branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000743 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Hzs Factory Vizag branch

The branch is located at G B R COMPLEX OPP BATA SHOW ROOM NEW GAJUWAKA VISAKHAPTNAM ,VISAKHAPATNAM ,ANDHRA PRADESH PIN 530015, which puts it inside Vishakhapatnam, the broader Vishakapatnam district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “UCO Bank Hzs Factory Vizag branch” — the verified location pin for IFSC UCBA0000743 should appear at the top of the results.
2. Confirm the branch is open by calling 891-2517452 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000743 and your account number.

Common mistakes to avoid when using IFSC UCBA0000743

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – HZS FACTORY VIZAG, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UCBA0000743.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hzs Factory Vizag branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000743, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UCBA0000743 for UCO Bank – HZS FACTORY VIZAG, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UCBA0000743 belongs to UCO Bank's HZS FACTORY VIZAG branch, located at G B R COMPLEX OPP BATA SHOW ROOM NEW GAJUWAKA VISAKHAPTNAM ,VISAKHAPATNAM… in VISHAKHAPATNAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.