IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Freeganj Hapur Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Zila Sahakri Bank Limited Ghaziabad, FREEGANJ HAPUR branch in HAPUR. The 11-digit IFSC ZSBL0000261 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Zila Sahakri Bank Limited Ghaziabad at the FREEGANJ HAPUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ZSBL0000261 is the IFSC of Zila Sahakri Bank Limited Ghaziabad's FREEGANJ HAPUR branch. The format is fixed: ZSBL = bank code, 0 = reserved, 000261 = branch identifier.

About Zila Sahakri Bank Limited Ghaziabad

Zila Sahakri Bank Limited Ghaziabad operates a wide network of branches across India, including the Freeganj Hapur branch in Hapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ZSBL0000261.

Branch details at a glance

Freeganj Hapur branch overview

Located at UPBHOKTA SAHKARI SANGH FRGNJ ROD HAPUR, the Freeganj Hapur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ZSBL0000261 is required for all interbank electronic transfers routed through this branch.

Why every Zila Sahakri Bank Limited Ghaziabad branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including FREEGANJ HAPUR of Zila Sahakri Bank Limited Ghaziabad — its own 11-character IFSC. The code ZSBL0000261 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ZSBL0000261 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Freeganj Hapur branch

Once you have an account at Zila Sahakri Bank Limited Ghaziabad – FREEGANJ HAPUR, the IFSC ZSBL0000261 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Freeganj Hapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7217894926.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ZSBL0000261

How to transfer money using IFSC ZSBL0000261

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ZSBL0000261 across all three.

NEFT to Zila Sahakri Bank Limited Ghaziabad, FREEGANJ HAPUR using IFSC ZSBL0000261

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ZSBL0000261, and confirm that the system picks up Zila Sahakri Bank Limited Ghaziabad – FREEGANJ HAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ZSBL0000261

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Zila Sahakri Bank Limited Ghaziabad – FREEGANJ HAPUR, ensure your bank's portal accepts IFSC ZSBL0000261 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Zila Sahakri Bank Limited Ghaziabad FREEGANJ HAPUR (IFSC ZSBL0000261)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ZSBL0000261 in your mobile or internet banking app, and the money is credited to the FREEGANJ HAPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ZSBL0000261 for Zila Sahakri Bank Limited Ghaziabad – FREEGANJ HAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Freeganj Hapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Zila Sahakri Bank Limited Ghaziabad's FREEGANJ HAPUR branch, the IFSC ZSBL0000261 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Freeganj Hapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ZSBL0000261 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Freeganj Hapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ZSBL0000261 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Zila Sahakri Bank Limited Ghaziabad – FREEGANJ HAPUR:

• The IFSC is exactly ZSBL0000261 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Zila Sahakri Bank Limited Ghaziabad as the bank name and FREEGANJ HAPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Freeganj Hapur branch

The branch is located at UPBHOKTA SAHKARI SANGH FRGNJ ROD HAPUR, which puts it inside Hapur, the broader Hapur district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Zila Sahakri Bank Limited Ghaziabad Freeganj Hapur branch” — the verified location pin for IFSC ZSBL0000261 should appear at the top of the results.
2. Confirm the branch is open by calling 7217894926 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ZSBL0000261 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ZSBL0000261 for Zila Sahakri Bank Limited Ghaziabad – FREEGANJ HAPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Freeganj Hapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ZSBL0000261, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: ZSBL0000261 is the IFSC code of Zila Sahakri Bank Limited Ghaziabad, FREEGANJ HAPUR branch, in HAPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.