IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Surajpur Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Zila Sahakri Bank Limited Ghaziabad's SURAJPUR branch in SURAJPUR, UTTAR PRADESH. The branch's IFSC code ZSBL0000241 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Zila Sahakri Bank Limited Ghaziabad – SURAJPUR is ZSBL0000241. The first four letters ZSBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000241 map to this branch in SURAJPUR, UTTAR PRADESH.

Branch details at a glance

Bank profile

Zila Sahakri Bank Limited Ghaziabad is among the recognised banks listed on the Reserve Bank of India's payments network. The Surajpur branch — IFSC ZSBL0000241 — extends the bank's services to customers in and around Surajpur, Uttar Pradesh.

About the Surajpur branch

The Surajpur branch of Zila Sahakri Bank Limited Ghaziabad is situated at MAIN ROAD SURAJPIUR GB NAGAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ZSBL0000241 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Zila Sahakri Bank Limited Ghaziabad's SURAJPUR branch came to be assigned the code ZSBL0000241.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ZSBL0000241, money simply cannot be routed to the SURAJPUR branch electronically.

How to transfer money using IFSC ZSBL0000241

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ZSBL0000241 across all three.

How to use IFSC ZSBL0000241 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Zila Sahakri Bank Limited Ghaziabad's SURAJPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ZSBL0000241.
4. Confirm the bank name auto-populates as Zila Sahakri Bank Limited Ghaziabad and the branch as SURAJPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC ZSBL0000241

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Zila Sahakri Bank Limited Ghaziabad – SURAJPUR, ensure your bank's portal accepts IFSC ZSBL0000241 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Zila Sahakri Bank Limited Ghaziabad – SURAJPUR, use IMPS. With IFSC ZSBL0000241 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ZSBL0000241 for Zila Sahakri Bank Limited Ghaziabad – SURAJPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Surajpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ZSBL0000241

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Zila Sahakri Bank Limited Ghaziabad – SURAJPUR is still mapped to IFSC ZSBL0000241. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ZSBL0000241 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Surajpur branch is mapped to IFSC ZSBL0000241 on the RBI payments network. The branch generally supports the full retail product catalogue of Zila Sahakri Bank Limited Ghaziabad, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ZSBL0000241.

Banking services available

The Surajpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7217894924.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ZSBL0000241

MICR & cheque-truncation details

Cheques drawn on the Surajpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ZSBL0000241 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC ZSBL0000241

Zila Sahakri Bank Limited Ghaziabad customers can register for net banking and the bank's official mobile app once their account at the SURAJPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ZSBL0000241 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC ZSBL0000241

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Zila Sahakri Bank Limited Ghaziabad – SURAJPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ZSBL0000241.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Surajpur branch sits at MAIN ROAD SURAJPIUR GB NAGAR. If you are travelling from outside Surajpur, search for the branch on a maps application using the bank name and locality, or call 7217894924 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ZSBL0000241 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ZSBL0000241 for Zila Sahakri Bank Limited Ghaziabad – SURAJPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Surajpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ZSBL0000241 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ZSBL0000241 belongs to Zila Sahakri Bank Limited Ghaziabad's SURAJPUR branch, located at MAIN ROAD SURAJPIUR GB NAGAR in SURAJPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.