IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Sector 61 Mamura Branch, Uttar Pradesh

If you are searching for the IFSC code of Zila Sahakri Bank Limited Ghaziabad, SECTOR 61 MAMURA branch in NOIDA, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is ZSBL0000281. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SECTOR 61 MAMURA branch, and detailed step-by-step guides for using the IFSC ZSBL0000281 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Zila Sahakri Bank Limited Ghaziabad's SECTOR 61 MAMURA branch, the IFSC ZSBL0000281 breaks down as follows: ZSBL identifies the bank, 0 is the reserved character, and 000281 identifies this particular branch.

About Zila Sahakri Bank Limited Ghaziabad

Zila Sahakri Bank Limited Ghaziabad operates a wide network of branches across India, including the Sector 61 Mamura branch in Noida. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ZSBL0000281.

About this branch

The branch is located at E-7 SECTOR 66 MAMURA GAUTAMBUDHA NAGAR. It serves the Noida region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Zila Sahakri Bank Limited Ghaziabad. The IFSC ZSBL0000281 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Zila Sahakri Bank Limited Ghaziabad branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SECTOR 61 MAMURA of Zila Sahakri Bank Limited Ghaziabad — its own 11-character IFSC. The code ZSBL0000281 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ZSBL0000281 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Zila Sahakri Bank Limited Ghaziabad carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ZSBL0000281 and the account number together uniquely identify the Sector 61 Mamura branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC ZSBL0000281

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ZSBL0000281 across all three.

NEFT to Zila Sahakri Bank Limited Ghaziabad, SECTOR 61 MAMURA using IFSC ZSBL0000281

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ZSBL0000281, and confirm that the system picks up Zila Sahakri Bank Limited Ghaziabad – SECTOR 61 MAMURA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ZSBL0000281

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Zila Sahakri Bank Limited Ghaziabad – SECTOR 61 MAMURA, ensure your bank's portal accepts IFSC ZSBL0000281 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Zila Sahakri Bank Limited Ghaziabad SECTOR 61 MAMURA (IFSC ZSBL0000281)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ZSBL0000281 in your mobile or internet banking app, and the money is credited to the SECTOR 61 MAMURA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sector 61 Mamura

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ZSBL0000281:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SECTOR 61 MAMURA is still linked to IFSC ZSBL0000281.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ZSBL0000281

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Zila Sahakri Bank Limited Ghaziabad – SECTOR 61 MAMURA is still mapped to IFSC ZSBL0000281. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ZSBL0000281 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sector 61 Mamura branch is mapped to IFSC ZSBL0000281 on the RBI payments network. The branch generally supports the full retail product catalogue of Zila Sahakri Bank Limited Ghaziabad, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ZSBL0000281.

Banking services available

The Sector 61 Mamura branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7217894928.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ZSBL0000281

Online banking and IFSC ZSBL0000281

Zila Sahakri Bank Limited Ghaziabad customers can register for net banking and the bank's official mobile app once their account at the SECTOR 61 MAMURA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ZSBL0000281 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Sector 61 Mamura branch

The branch is located at E-7 SECTOR 66 MAMURA GAUTAMBUDHA NAGAR, which puts it inside Noida, the broader Gautam Buddha Nagar district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Zila Sahakri Bank Limited Ghaziabad Sector 61 Mamura branch” — the verified location pin for IFSC ZSBL0000281 should appear at the top of the results.
2. Confirm the branch is open by calling 7217894928 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ZSBL0000281 and your account number.

Common mistakes to avoid when using IFSC ZSBL0000281

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Zila Sahakri Bank Limited Ghaziabad – SECTOR 61 MAMURA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ZSBL0000281.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Sector 61 Mamura are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ZSBL0000281 continue to work without interruption.

Verifying IFSC ZSBL0000281 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ZSBL0000281 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7217894928.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ZSBL0000281 belongs to Zila Sahakri Bank Limited Ghaziabad's SECTOR 61 MAMURA branch, located at E-7 SECTOR 66 MAMURA GAUTAMBUDHA NAGAR in NOIDA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.