Below are the complete branch details for UCO Bank, VIJAYPUR branch, located in VIJAYPUR, JAMMU AND KASHMIR. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0003569. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0003569 for UCO Bank – VIJAYPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's VIJAYPUR branch, the IFSC UCBA0003569 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 003569 identifies this particular branch.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Vijaypur |
| IFSC Code | UCBA0003569 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UCO BANK, VIJAYPUR WARD NO 9, JAMMU KATRA HIGHWAY, SAMBA, JAMMU AND KASHMIR 184120 |
| City | Vijaypur |
| District | Samba |
| State | Jammu and Kashmir |
| STD Code | 181 |
| Phone | 2452421 |
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vijaypur branch in Vijaypur, Jammu and Kashmir is part of this network and uses the IFSC code UCBA0003569 for all electronic settlement.
Vijaypur branch overview
Located at UCO BANK, VIJAYPUR WARD NO 9, JAMMU KATRA HIGHWAY, SAMBA, JAMMU AND KASHMIR 184120, the Vijaypur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0003569 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's VIJAYPUR branch came to be assigned the code UCBA0003569.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0003569, money simply cannot be routed to the VIJAYPUR branch electronically.
How to transfer money using IFSC UCBA0003569
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003569 across all three.
How to use IFSC UCBA0003569 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's VIJAYPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0003569.
- Confirm the bank name auto-populates as UCO Bank and the branch as VIJAYPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0003569
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – VIJAYPUR, ensure your bank's portal accepts IFSC UCBA0003569 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank VIJAYPUR (IFSC UCBA0003569)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0003569 in your mobile or internet banking app, and the money is credited to the VIJAYPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0003569 for UCO Bank – VIJAYPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0003569 | Yes – UCBA0003569 | Yes – UCBA0003569 |
For most retail customers crediting the Vijaypur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0003569
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – VIJAYPUR is still mapped to IFSC UCBA0003569. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0003569 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Vijaypur branch is mapped to IFSC UCBA0003569 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0003569.
Banking services available
The Vijaypur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 181-2452421.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0003569
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0003569 and the account number together uniquely identify the Vijaypur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UCBA0003569
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the VIJAYPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0003569 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – VIJAYPUR:
- The IFSC is exactly UCBA0003569 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and VIJAYPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Vijaypur branch sits at UCO BANK, VIJAYPUR WARD NO 9, JAMMU KATRA HIGHWAY, SAMBA, JAMMU AND KASHMIR 184120. If you are travelling from outside Vijaypur, search for the branch on a maps application using the bank name and locality, or call 181-2452421 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0003569 and your account number.
Verifying IFSC UCBA0003569 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003569 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 181-2452421.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vijaypur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0003569, however, work 24x7.
Branch address & contact
UCO BankVijaypur Branch
UCO BANK, VIJAYPUR WARD NO 9, JAMMU KATRA HIGHWAY, SAMBA, JAMMU AND KASHMIR 184120
Vijaypur, Jammu and Kashmir
Phone: 181-2452421
IFSC: UCBA0003569
Frequently asked questions
Is IFSC UCBA0003569 the same for all accounts at Vijaypur branch?
Yes. The IFSC UCBA0003569 is shared by every account held at UCO Bank's Vijaypur branch. Only the account number changes from customer to customer.
What is the phone number of UCO Bank Vijaypur branch?
You can reach the branch at 181-2452421 during regular banking hours.
How quickly will an NEFT transfer using UCBA0003569 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Vijaypur reflect within 30 minutes.
Is IFSC UCBA0003569 valid for NEFT and RTGS?
Yes. IFSC UCBA0003569 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is UCO Bank Vijaypur branch located?
UCO Bank's Vijaypur branch is located at UCO BANK, VIJAYPUR WARD NO 9, JAMMU KATRA HIGHWAY, SAMBA, JAMMU AND KASHMIR 184120, Vijaypur, Jammu and Kashmir.
How do I add UCO Bank Vijaypur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003569, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UCBA0003569 is the IFSC code of UCO Bank, VIJAYPUR branch, in VIJAYPUR, JAMMU AND KASHMIR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
