IFSC Code of UCO Bank, Vijayawada Two Main Hyderabad Branch, Andhra Pradesh

Below are the complete branch details for UCO Bank, VIJAYAWADA TWO MAIN HYDERABAD branch, located in VIJAYAWADA, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0000222. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0000222 for UCO Bank – VIJAYAWADA TWO MAIN HYDERABAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for UCO Bank – VIJAYAWADA TWO MAIN HYDERABAD is UCBA0000222. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000222 map to this branch in VIJAYAWADA, ANDHRA PRADESH.

Branch details at a glance

About the bank

UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vijayawada Two Main Hyderabad branch in Vijayawada, Andhra Pradesh is part of this network and uses the IFSC code UCBA0000222 for all electronic settlement.

About the Vijayawada Two Main Hyderabad branch

The Vijayawada Two Main Hyderabad branch of UCO Bank is situated at 27 18 47, CONGRESS OFFICE ROAD,GOVERNER PETA,VIJAYAWADA ,KRISHNA ,ANDHRA PRADESH PIN 520002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0000222 is used.

Why every UCO Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIJAYAWADA TWO MAIN HYDERABAD of UCO Bank — its own 11-character IFSC. The code UCBA0000222 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0000222 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UCBA0000222

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000222 across all three.

NEFT to UCO Bank, VIJAYAWADA TWO MAIN HYDERABAD using IFSC UCBA0000222

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000222, and confirm that the system picks up UCO Bank – VIJAYAWADA TWO MAIN HYDERABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UCBA0000222

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – VIJAYAWADA TWO MAIN HYDERABAD, ensure your bank's portal accepts IFSC UCBA0000222 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to UCO Bank – VIJAYAWADA TWO MAIN HYDERABAD, use IMPS. With IFSC UCBA0000222 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UCBA0000222 for UCO Bank – VIJAYAWADA TWO MAIN HYDERABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vijayawada Two Main Hyderabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UCBA0000222

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – VIJAYAWADA TWO MAIN HYDERABAD is still mapped to IFSC UCBA0000222. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000222 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Vijayawada Two Main Hyderabad branch is mapped to IFSC UCBA0000222 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UCBA0000222.

Products and services

Customers walking into the Vijayawada Two Main Hyderabad branch can access most of UCO Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UCBA0000222

MICR & cheque-truncation details

Cheques drawn on the Vijayawada Two Main Hyderabad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000222 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UCBA0000222

UCO Bank customers can register for net banking and the bank's official mobile app once their account at the VIJAYAWADA TWO MAIN HYDERABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000222 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – VIJAYAWADA TWO MAIN HYDERABAD:

• The IFSC is exactly UCBA0000222 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills UCO Bank as the bank name and VIJAYAWADA TWO MAIN HYDERABAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Vijayawada Two Main Hyderabad branch sits at 27 18 47, CONGRESS OFFICE ROAD,GOVERNER PETA,VIJAYAWADA ,KRISHNA ,ANDHRA PRADESH PIN 520002. If you are travelling from outside Vijayawada, search for the branch on a maps application using the bank name and locality, or call 8676-2579196 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000222 and your account number.

Verifying IFSC UCBA0000222 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000222 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8676-2579196.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Vijayawada Two Main Hyderabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0000222 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UCBA0000222 belongs to UCO Bank's VIJAYAWADA TWO MAIN HYDERABAD branch, located at 27 18 47, CONGRESS OFFICE ROAD,GOVERNER PETA,VIJAYAWADA ,KRISHNA ,ANDHRA… in VIJAYAWADA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.