Below are the complete branch details for UCO Bank, THRIZINO branch, located in THRIZINO, ARUNACHAL PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0003512. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0003512 for UCO Bank – THRIZINO — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0003512 is the IFSC of UCO Bank's THRIZINO branch. The format is fixed: UCBA = bank code, 0 = reserved, 003512 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Thrizino |
| IFSC Code | UCBA0003512 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THRIZINO TOWNSHIP, DIST WEST KAMENG, ARUNACHAL PRADESH, PIN 790001 |
| City | Thrizino |
| District | West Kameng |
| State | Arunachal Pradesh |
| STD Code | 376 |
| Phone | 2300855 |
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Thrizino branch — IFSC UCBA0003512 — extends the bank's services to customers in and around Thrizino, Arunachal Pradesh.
Thrizino branch overview
Located at THRIZINO TOWNSHIP, DIST WEST KAMENG, ARUNACHAL PRADESH, PIN 790001, the Thrizino branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0003512 is required for all interbank electronic transfers routed through this branch.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THRIZINO of UCO Bank — its own 11-character IFSC. The code UCBA0003512 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0003512 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UCBA0003512
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003512 across all three.
How to use IFSC UCBA0003512 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's THRIZINO branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0003512.
- Confirm the bank name auto-populates as UCO Bank and the branch as THRIZINO.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0003512
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – THRIZINO, ensure your bank's portal accepts IFSC UCBA0003512 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank THRIZINO (IFSC UCBA0003512)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0003512 in your mobile or internet banking app, and the money is credited to the THRIZINO branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0003512 for UCO Bank – THRIZINO, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0003512 | Yes – UCBA0003512 | Yes – UCBA0003512 |
For most retail customers crediting the Thrizino branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's THRIZINO branch, the IFSC UCBA0003512 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Thrizino branch is mapped to IFSC UCBA0003512 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0003512.
Banking services available
The Thrizino branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 376-2300855.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0003512
MICR & cheque-truncation details
Cheques drawn on the Thrizino branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0003512 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UCBA0003512
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the THRIZINO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0003512 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UCBA0003512
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – THRIZINO, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0003512. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Thrizino branch
The branch is located at THRIZINO TOWNSHIP, DIST WEST KAMENG, ARUNACHAL PRADESH, PIN 790001, which puts it inside Thrizino, the broader West Kameng district, and the state of Arunachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Thrizino branch” — the verified location pin for IFSC UCBA0003512 should appear at the top of the results.
- Confirm the branch is open by calling 376-2300855 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0003512 and your account number.
Verifying IFSC UCBA0003512 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003512 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 376-2300855.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thrizino branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0003512, however, work 24x7.
Branch address & contact
UCO BankThrizino Branch
THRIZINO TOWNSHIP, DIST WEST KAMENG, ARUNACHAL PRADESH, PIN 790001
Thrizino, Arunachal Pradesh
Phone: 376-2300855
IFSC: UCBA0003512
Frequently asked questions
Can I use IFSC UCBA0003512 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003512 to send funds instantly.
Where is UCO Bank Thrizino branch located?
UCO Bank's Thrizino branch is located at THRIZINO TOWNSHIP, DIST WEST KAMENG, ARUNACHAL PRADESH, PIN 790001, Thrizino, Arunachal Pradesh.
How quickly will an NEFT transfer using UCBA0003512 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Thrizino reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thrizino branch but serve different purposes.
How do I add UCO Bank Thrizino as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003512, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0003512 valid for NEFT and RTGS?
Yes. IFSC UCBA0003512 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does UCO Bank Thrizino branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 376-2300855 to confirm.
What is the IFSC code of UCO Bank Thrizino branch?
The IFSC code of UCO Bank, Thrizino branch is UCBA0003512. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UCBA0003512 belongs to UCO Bank's THRIZINO branch, located at THRIZINO TOWNSHIP, DIST WEST KAMENG, ARUNACHAL PRADESH, PIN 790001 in THRIZINO, ARUNACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
