Use this page as a one-stop reference for everything related to UCO Bank's BISWALI branch in TANGI, ODISHA. The branch's IFSC code UCBA0003274 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – BISWALI is UCBA0003274. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003274 map to this branch in TANGI, ODISHA.
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Biswali branch — IFSC UCBA0003274 — extends the bank's services to customers in and around Tangi, Odisha.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Biswali |
| IFSC Code | UCBA0003274 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT KAPILASH CEMENT MANUFACTURING WORKS,A UNIT OF OCL INDIA LTD. VILL BISWALI PO BARUNIA PS TANGI ,CUTTACK ,ODISHA PIN 754082 |
| City | Tangi |
| District | Cuttack |
| State | Odisha |
| STD Code | 91 |
| Phone | 9861263611 |
About the Biswali branch
The Biswali branch of UCO Bank is situated at AT KAPILASH CEMENT MANUFACTURING WORKS,A UNIT OF OCL INDIA LTD. VILL BISWALI PO BARUNIA PS TANGI ,CUTTACK ,ODISHA PIN 754082. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0003274 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's BISWALI branch came to be assigned the code UCBA0003274.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0003274, money simply cannot be routed to the BISWALI branch electronically.
Products and account variants supported
Every account opened at the Biswali branch is mapped to IFSC UCBA0003274 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0003274.
Banking services available
The Biswali branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9861263611.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0003274
How to transfer money using IFSC UCBA0003274
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003274 across all three.
NEFT to UCO Bank, BISWALI using IFSC UCBA0003274
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0003274, and confirm that the system picks up UCO Bank – BISWALI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BISWALI
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's BISWALI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0003274 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank BISWALI (IFSC UCBA0003274)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0003274 in your mobile or internet banking app, and the money is credited to the BISWALI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Biswali
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0003274:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BISWALI is still linked to IFSC UCBA0003274.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0003274
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – BISWALI is still mapped to IFSC UCBA0003274. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0003274 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UCBA0003274
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the BISWALI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0003274 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Biswali branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0003274 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – BISWALI:
- The IFSC is exactly UCBA0003274 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and BISWALI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Biswali branch sits at AT KAPILASH CEMENT MANUFACTURING WORKS,A UNIT OF OCL INDIA LTD. VILL BISWALI PO BARUNIA PS TANGI ,CUTTACK ,ODISHA PIN 754082. If you are travelling from outside Tangi, search for the branch on a maps application using the bank name and locality, or call 91-9861263611 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0003274 and your account number.
Verifying IFSC UCBA0003274 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003274 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9861263611.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Biswali branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0003274, however, work 24x7.
Branch address & contact
UCO BankBiswali Branch
AT KAPILASH CEMENT MANUFACTURING WORKS,A UNIT OF OCL INDIA LTD. VILL BISWALI PO BARUNIA PS TANGI ,CUTTACK ,ODISHA PIN 754082
Tangi, Odisha
Phone: 91-9861263611
IFSC: UCBA0003274
Frequently asked questions
What is the IFSC code of UCO Bank Biswali branch?
The IFSC code of UCO Bank, Biswali branch is UCBA0003274. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of UCO Bank Biswali branch?
You can reach the branch at 91-9861263611 during regular banking hours.
Does UCO Bank Biswali branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9861263611 to confirm.
Can I use IFSC UCBA0003274 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003274 to send funds instantly.
How do I add UCO Bank Biswali as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003274, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0003274 the same for all accounts at Biswali branch?
Yes. The IFSC UCBA0003274 is shared by every account held at UCO Bank's Biswali branch. Only the account number changes from customer to customer.
Is IFSC UCBA0003274 valid for NEFT and RTGS?
Yes. IFSC UCBA0003274 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UCBA0003274 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Biswali reflect within 30 minutes.
Summary
The IFSC code UCBA0003274 belongs to UCO Bank's BISWALI branch, located at AT KAPILASH CEMENT MANUFACTURING WORKS,A UNIT OF OCL INDIA LTD. VILL BISWALI… in TANGI, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
