This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, TALCHER TOWNSHIP branch in TALCHER. The 11-digit IFSC UCBA0000910 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the TALCHER TOWNSHIP location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0000910 is the IFSC of UCO Bank's TALCHER TOWNSHIP branch. The format is fixed: UCBA = bank code, 0 = reserved, 000910 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Talcher Township |
| IFSC Code | UCBA0000910 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BYE PASS CHHAK POTALCHER DIST.ANGUL ,ANUGUL ,ODISHA PIN 759101 |
| City | Talcher |
| District | Talcher |
| State | Odisha |
| STD Code | 6764 |
| Phone | 240275 |
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Talcher Township branch in Talcher, Odisha is part of this network and uses the IFSC code UCBA0000910 for all electronic settlement.
About this branch
The branch is located at BYE PASS CHHAK POTALCHER DIST.ANGUL ,ANUGUL ,ODISHA PIN 759101. It serves the Talcher region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0000910 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's TALCHER TOWNSHIP branch came to be assigned the code UCBA0000910.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000910, money simply cannot be routed to the TALCHER TOWNSHIP branch electronically.
How to transfer money using IFSC UCBA0000910
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000910 across all three.
How to use IFSC UCBA0000910 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's TALCHER TOWNSHIP branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0000910.
- Confirm the bank name auto-populates as UCO Bank and the branch as TALCHER TOWNSHIP.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to TALCHER TOWNSHIP
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's TALCHER TOWNSHIP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0000910 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank TALCHER TOWNSHIP (IFSC UCBA0000910)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000910 in your mobile or internet banking app, and the money is credited to the TALCHER TOWNSHIP branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Talcher Township
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0000910:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at TALCHER TOWNSHIP is still linked to IFSC UCBA0000910.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0000910
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – TALCHER TOWNSHIP is still mapped to IFSC UCBA0000910. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000910 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Talcher Township branch is mapped to IFSC UCBA0000910 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000910.
Products and services
Customers walking into the Talcher Township branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0000910
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000910 and the account number together uniquely identify the Talcher Township branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UCBA0000910
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the TALCHER TOWNSHIP branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000910 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – TALCHER TOWNSHIP:
- The IFSC is exactly UCBA0000910 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and TALCHER TOWNSHIP as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Talcher Township branch sits at BYE PASS CHHAK POTALCHER DIST.ANGUL ,ANUGUL ,ODISHA PIN 759101. If you are travelling from outside Talcher, search for the branch on a maps application using the bank name and locality, or call 6764-240275 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000910 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0000910 for UCO Bank – TALCHER TOWNSHIP, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Talcher Township are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0000910 continue to work without interruption.
Branch address & contact
UCO BankTalcher Township Branch
BYE PASS CHHAK POTALCHER DIST.ANGUL ,ANUGUL ,ODISHA PIN 759101
Talcher, Odisha
Phone: 6764-240275
IFSC: UCBA0000910
Frequently asked questions
What is the IFSC code of UCO Bank Talcher Township branch?
The IFSC code of UCO Bank, Talcher Township branch is UCBA0000910. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Talcher Township branch but serve different purposes.
How quickly will an NEFT transfer using UCBA0000910 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Talcher Township reflect within 30 minutes.
What is the phone number of UCO Bank Talcher Township branch?
You can reach the branch at 6764-240275 during regular banking hours.
Is IFSC UCBA0000910 the same for all accounts at Talcher Township branch?
Yes. The IFSC UCBA0000910 is shared by every account held at UCO Bank's Talcher Township branch. Only the account number changes from customer to customer.
Can I use IFSC UCBA0000910 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000910 to send funds instantly.
Is IFSC UCBA0000910 valid for NEFT and RTGS?
Yes. IFSC UCBA0000910 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add UCO Bank Talcher Township as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000910, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UCBA0000910 belongs to UCO Bank's TALCHER TOWNSHIP branch, located at BYE PASS CHHAK POTALCHER DIST.ANGUL ,ANUGUL ,ODISHA PIN 759101 in TALCHER, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
