This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, SURYAPET branch in SURYAPET. The 11-digit IFSC UCBA0003175 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the SURYAPET location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – SURYAPET is UCBA0003175. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003175 map to this branch in SURYAPET, TELANGANA.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Suryapet |
| IFSC Code | UCBA0003175 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HNO 1 4 176 A, KUDA KUDA ROAD NEAR GANDURI BROTHERS, OPP MAMATHA HOTEL SURYAPET ,SURYAPET ,TELANGANA PIN 508213 |
| City | Suryapet |
| District | Nalgonda |
| State | Telangana |
| STD Code | 91 |
| Phone | 9440938398 |
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Suryapet branch in Suryapet. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0003175.
About the Suryapet branch
The Suryapet branch of UCO Bank is situated at HNO 1 4 176 A, KUDA KUDA ROAD NEAR GANDURI BROTHERS, OPP MAMATHA HOTEL SURYAPET ,SURYAPET ,TELANGANA PIN 508213. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0003175 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's SURYAPET branch came to be assigned the code UCBA0003175.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0003175, money simply cannot be routed to the SURYAPET branch electronically.
How to transfer money using IFSC UCBA0003175
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003175 across all three.
NEFT to UCO Bank, SURYAPET using IFSC UCBA0003175
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0003175, and confirm that the system picks up UCO Bank – SURYAPET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SURYAPET
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's SURYAPET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0003175 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank SURYAPET (IFSC UCBA0003175)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0003175 in your mobile or internet banking app, and the money is credited to the SURYAPET branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0003175 for UCO Bank – SURYAPET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0003175 | Yes – UCBA0003175 | Yes – UCBA0003175 |
For most retail customers crediting the Suryapet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's SURYAPET branch, the IFSC UCBA0003175 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Suryapet branch is mapped to IFSC UCBA0003175 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0003175.
Products and services
Customers walking into the Suryapet branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0003175
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0003175 and the account number together uniquely identify the Suryapet branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Suryapet branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0003175 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UCBA0003175
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – SURYAPET, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0003175. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Suryapet branch sits at HNO 1 4 176 A, KUDA KUDA ROAD NEAR GANDURI BROTHERS, OPP MAMATHA HOTEL SURYAPET ,SURYAPET ,TELANGANA PIN 508213. If you are travelling from outside Suryapet, search for the branch on a maps application using the bank name and locality, or call 91-9440938398 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0003175 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0003175 for UCO Bank – SURYAPET, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Suryapet are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0003175 continue to work without interruption.
Branch address & contact
UCO BankSuryapet Branch
HNO 1 4 176 A, KUDA KUDA ROAD NEAR GANDURI BROTHERS, OPP MAMATHA HOTEL SURYAPET ,SURYAPET ,TELANGANA PIN 508213
Suryapet, Telangana
Phone: 91-9440938398
IFSC: UCBA0003175
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Suryapet branch but serve different purposes.
What is the phone number of UCO Bank Suryapet branch?
You can reach the branch at 91-9440938398 during regular banking hours.
Can I use IFSC UCBA0003175 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003175 to send funds instantly.
What is the IFSC code of UCO Bank Suryapet branch?
The IFSC code of UCO Bank, Suryapet branch is UCBA0003175. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UCBA0003175 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Suryapet reflect within 30 minutes.
Is IFSC UCBA0003175 the same for all accounts at Suryapet branch?
Yes. The IFSC UCBA0003175 is shared by every account held at UCO Bank's Suryapet branch. Only the account number changes from customer to customer.
Summary
The IFSC code UCBA0003175 belongs to UCO Bank's SURYAPET branch, located at HNO 1 4 176 A, KUDA KUDA ROAD NEAR GANDURI BROTHERS, OPP MAMATHA HOTEL… in SURYAPET, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
