Use this page as a one-stop reference for everything related to UCO Bank's SUPEDI branch in SUPEDI, GUJARAT. The branch's IFSC code UCBA0000511 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0000511 is the IFSC of UCO Bank's SUPEDI branch. The format is fixed: UCBA = bank code, 0 = reserved, 000511 = branch identifier.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Supedi branch in Supedi, Gujarat is part of this network and uses the IFSC code UCBA0000511 for all electronic settlement.
About this branch
The branch is located at GANESH BHAVAN MAIN BAZAR ,RAJKOT ,GUJARAT PIN 360440. It serves the Supedi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0000511 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Supedi |
| IFSC Code | UCBA0000511 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GANESH BHAVAN MAIN BAZAR ,RAJKOT ,GUJARAT PIN 360440 |
| City | Supedi |
| District | Rajkot |
| State | Gujarat |
| STD Code | 281 |
| Phone | 24285326 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's SUPEDI branch came to be assigned the code UCBA0000511.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000511, money simply cannot be routed to the SUPEDI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000511 and the account number together uniquely identify the Supedi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0000511
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000511 across all three.
How to use IFSC UCBA0000511 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's SUPEDI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0000511.
- Confirm the bank name auto-populates as UCO Bank and the branch as SUPEDI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SUPEDI
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's SUPEDI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0000511 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – SUPEDI, use IMPS. With IFSC UCBA0000511 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000511 for UCO Bank – SUPEDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000511 | Yes – UCBA0000511 | Yes – UCBA0000511 |
For most retail customers crediting the Supedi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0000511
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – SUPEDI is still mapped to IFSC UCBA0000511. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000511 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Supedi branch is mapped to IFSC UCBA0000511 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000511.
Banking services available
The Supedi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 281-24285326.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000511
Online banking and IFSC UCBA0000511
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the SUPEDI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000511 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Supedi branch sits at GANESH BHAVAN MAIN BAZAR ,RAJKOT ,GUJARAT PIN 360440. If you are travelling from outside Supedi, search for the branch on a maps application using the bank name and locality, or call 281-24285326 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000511 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – SUPEDI:
- The IFSC is exactly UCBA0000511 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and SUPEDI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Supedi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000511, however, work 24x7.
Verifying IFSC UCBA0000511 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000511 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 281-24285326.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankSupedi Branch
GANESH BHAVAN MAIN BAZAR ,RAJKOT ,GUJARAT PIN 360440
Supedi, Gujarat
Phone: 281-24285326
IFSC: UCBA0000511
Frequently asked questions
How do I add UCO Bank Supedi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000511, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of UCO Bank Supedi branch?
You can reach the branch at 281-24285326 during regular banking hours.
How quickly will an NEFT transfer using UCBA0000511 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Supedi reflect within 30 minutes.
Is IFSC UCBA0000511 the same for all accounts at Supedi branch?
Yes. The IFSC UCBA0000511 is shared by every account held at UCO Bank's Supedi branch. Only the account number changes from customer to customer.
Where is UCO Bank Supedi branch located?
UCO Bank's Supedi branch is located at GANESH BHAVAN MAIN BAZAR ,RAJKOT ,GUJARAT PIN 360440, Supedi, Gujarat.
Is IFSC UCBA0000511 valid for NEFT and RTGS?
Yes. IFSC UCBA0000511 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Supedi branch but serve different purposes.
Final notes
To recap: UCBA0000511 is the IFSC code of UCO Bank, SUPEDI branch, in SUPEDI, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
