This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, SULTANPUR branch in SULTANPUR. The 11-digit IFSC UCBA0001510 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the SULTANPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – SULTANPUR is UCBA0001510. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001510 map to this branch in SULTANPUR, HIMACHAL PRADESH.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Sultanpur branch in Sultanpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0001510.
About this branch
The branch is located at VPO SULTANPUR DISSTT, SOLAN ,SOLAN ,HIMACHAL PRADESH PIN 173229. It serves the Sultanpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0001510 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Sultanpur |
| IFSC Code | UCBA0001510 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VPO SULTANPUR DISSTT, SOLAN ,SOLAN ,HIMACHAL PRADESH PIN 173229 |
| City | Sultanpur |
| District | Solan |
| State | Himachal Pradesh |
| STD Code | 1792 |
| Phone | 268231 |
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SULTANPUR of UCO Bank — its own 11-character IFSC. The code UCBA0001510 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0001510 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Sultanpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0001510 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UCBA0001510
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001510 across all three.
How to use IFSC UCBA0001510 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's SULTANPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0001510.
- Confirm the bank name auto-populates as UCO Bank and the branch as SULTANPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0001510
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – SULTANPUR, ensure your bank's portal accepts IFSC UCBA0001510 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank SULTANPUR (IFSC UCBA0001510)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0001510 in your mobile or internet banking app, and the money is credited to the SULTANPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001510 for UCO Bank – SULTANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001510 | Yes – UCBA0001510 | Yes – UCBA0001510 |
For most retail customers crediting the Sultanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0001510
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – SULTANPUR is still mapped to IFSC UCBA0001510. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001510 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sultanpur branch is mapped to IFSC UCBA0001510 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001510.
Products and services
Customers walking into the Sultanpur branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0001510
Online banking and IFSC UCBA0001510
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the SULTANPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001510 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Sultanpur branch sits at VPO SULTANPUR DISSTT, SOLAN ,SOLAN ,HIMACHAL PRADESH PIN 173229. If you are travelling from outside Sultanpur, search for the branch on a maps application using the bank name and locality, or call 1792-268231 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001510 and your account number.
Common mistakes to avoid when using IFSC UCBA0001510
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – SULTANPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0001510. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Sultanpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0001510 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0001510 for UCO Bank – SULTANPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
UCO BankSultanpur Branch
VPO SULTANPUR DISSTT, SOLAN ,SOLAN ,HIMACHAL PRADESH PIN 173229
Sultanpur, Himachal Pradesh
Phone: 1792-268231
IFSC: UCBA0001510
Frequently asked questions
What is the phone number of UCO Bank Sultanpur branch?
You can reach the branch at 1792-268231 during regular banking hours.
Where is UCO Bank Sultanpur branch located?
UCO Bank's Sultanpur branch is located at VPO SULTANPUR DISSTT, SOLAN ,SOLAN ,HIMACHAL PRADESH PIN 173229, Sultanpur, Himachal Pradesh.
Is IFSC UCBA0001510 valid for NEFT and RTGS?
Yes. IFSC UCBA0001510 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UCBA0001510 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001510 to send funds instantly.
Is IFSC UCBA0001510 the same for all accounts at Sultanpur branch?
Yes. The IFSC UCBA0001510 is shared by every account held at UCO Bank's Sultanpur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UCBA0001510 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Sultanpur reflect within 30 minutes.
Summary
The IFSC code UCBA0001510 belongs to UCO Bank's SULTANPUR branch, located at VPO SULTANPUR DISSTT, SOLAN ,SOLAN ,HIMACHAL PRADESH PIN 173229 in SULTANPUR, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
