This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, SUGO branch in SUGO. The 11-digit IFSC UCBA0001764 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the SUGO location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – SUGO is UCBA0001764. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001764 map to this branch in SUGO, ODISHA.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Sugo branch in Sugo. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0001764.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Sugo |
| IFSC Code | UCBA0001764 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT PO SUGO VIA DHANSUMULIA JALESWAR DIST BALASORE ,BALESHWAR ,ODISHA PIN 756084 |
| City | Sugo |
| District | Baleshwar |
| State | Odisha |
| STD Code | 6781 |
| Phone | 211211 |
About this branch
The branch is located at AT PO SUGO VIA DHANSUMULIA JALESWAR DIST BALASORE ,BALESHWAR ,ODISHA PIN 756084. It serves the Sugo region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0001764 is used to identify this branch on the RBI payments network.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SUGO of UCO Bank — its own 11-character IFSC. The code UCBA0001764 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0001764 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Sugo branch
Once you have an account at UCO Bank – SUGO, the IFSC UCBA0001764 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sugo branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0001764
How to transfer money using IFSC UCBA0001764
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001764 across all three.
NEFT to UCO Bank, SUGO using IFSC UCBA0001764
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001764, and confirm that the system picks up UCO Bank – SUGO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0001764
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – SUGO, ensure your bank's portal accepts IFSC UCBA0001764 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – SUGO, use IMPS. With IFSC UCBA0001764 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Sugo
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0001764:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SUGO is still linked to IFSC UCBA0001764.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0001764
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – SUGO is still mapped to IFSC UCBA0001764. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001764 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UCBA0001764
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the SUGO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001764 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Sugo branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0001764 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – SUGO:
- The IFSC is exactly UCBA0001764 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and SUGO as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sugo branch
The branch is located at AT PO SUGO VIA DHANSUMULIA JALESWAR DIST BALASORE ,BALESHWAR ,ODISHA PIN 756084, which puts it inside Sugo, the broader Baleshwar district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Sugo branch” — the verified location pin for IFSC UCBA0001764 should appear at the top of the results.
- Confirm the branch is open by calling 6781-211211 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0001764 and your account number.
Verifying IFSC UCBA0001764 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001764 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6781-211211.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sugo branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0001764, however, work 24x7.
Branch address & contact
UCO BankSugo Branch
AT PO SUGO VIA DHANSUMULIA JALESWAR DIST BALASORE ,BALESHWAR ,ODISHA PIN 756084
Sugo, Odisha
Phone: 6781-211211
IFSC: UCBA0001764
Frequently asked questions
Is IFSC UCBA0001764 the same for all accounts at Sugo branch?
Yes. The IFSC UCBA0001764 is shared by every account held at UCO Bank's Sugo branch. Only the account number changes from customer to customer.
Can I use IFSC UCBA0001764 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001764 to send funds instantly.
Does UCO Bank Sugo branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6781-211211 to confirm.
Is IFSC UCBA0001764 valid for NEFT and RTGS?
Yes. IFSC UCBA0001764 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UCBA0001764 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Sugo reflect within 30 minutes.
What is the phone number of UCO Bank Sugo branch?
You can reach the branch at 6781-211211 during regular banking hours.
Where is UCO Bank Sugo branch located?
UCO Bank's Sugo branch is located at AT PO SUGO VIA DHANSUMULIA JALESWAR DIST BALASORE ,BALESHWAR ,ODISHA PIN 756084, Sugo, Odisha.
Summary
The IFSC code UCBA0001764 belongs to UCO Bank's SUGO branch, located at AT PO SUGO VIA DHANSUMULIA JALESWAR DIST BALASORE ,BALESHWAR ,ODISHA PIN 756084 in SUGO, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
