If you are searching for the IFSC code of UCO Bank, SECTOR TWENTY SIRSA branch in SIRSA, HARYANA, this page has every detail you need. The verified IFSC code for this branch is UCBA0003631. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SECTOR TWENTY SIRSA branch, and detailed step-by-step guides for using the IFSC UCBA0003631 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's SECTOR TWENTY SIRSA branch, the IFSC UCBA0003631 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 003631 identifies this particular branch.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Sector Twenty Sirsa |
| IFSC Code | UCBA0003631 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SCF 28 SECTOR 20 AT SIRSA PO JCD VIDYAPEETH |
| City | Sirsa |
| District | Sirsa |
| State | Haryana |
| STD Code | 1666 |
| Phone | 7791024161 |
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sector Twenty Sirsa branch in Sirsa, Haryana is part of this network and uses the IFSC code UCBA0003631 for all electronic settlement.
About the Sector Twenty Sirsa branch
The Sector Twenty Sirsa branch of UCO Bank is situated at SCF 28 SECTOR 20 AT SIRSA PO JCD VIDYAPEETH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0003631 is used.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SECTOR TWENTY SIRSA of UCO Bank — its own 11-character IFSC. The code UCBA0003631 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0003631 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UCBA0003631
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003631 across all three.
NEFT to UCO Bank, SECTOR TWENTY SIRSA using IFSC UCBA0003631
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0003631, and confirm that the system picks up UCO Bank – SECTOR TWENTY SIRSA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SECTOR TWENTY SIRSA
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's SECTOR TWENTY SIRSA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0003631 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank SECTOR TWENTY SIRSA (IFSC UCBA0003631)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0003631 in your mobile or internet banking app, and the money is credited to the SECTOR TWENTY SIRSA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sector Twenty Sirsa
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0003631:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SECTOR TWENTY SIRSA is still linked to IFSC UCBA0003631.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0003631
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – SECTOR TWENTY SIRSA is still mapped to IFSC UCBA0003631. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0003631 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sector Twenty Sirsa branch is mapped to IFSC UCBA0003631 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0003631.
Banking services available
The Sector Twenty Sirsa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1666-7791024161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0003631
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0003631 and the account number together uniquely identify the Sector Twenty Sirsa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UCBA0003631
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the SECTOR TWENTY SIRSA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0003631 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – SECTOR TWENTY SIRSA:
- The IFSC is exactly UCBA0003631 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and SECTOR TWENTY SIRSA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sector Twenty Sirsa branch
The branch is located at SCF 28 SECTOR 20 AT SIRSA PO JCD VIDYAPEETH, which puts it inside Sirsa, the broader Sirsa district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Sector Twenty Sirsa branch” — the verified location pin for IFSC UCBA0003631 should appear at the top of the results.
- Confirm the branch is open by calling 1666-7791024161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0003631 and your account number.
Verifying IFSC UCBA0003631 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003631 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1666-7791024161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sector Twenty Sirsa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0003631, however, work 24x7.
Branch address & contact
UCO BankSector Twenty Sirsa Branch
SCF 28 SECTOR 20 AT SIRSA PO JCD VIDYAPEETH
Sirsa, Haryana
Phone: 1666-7791024161
IFSC: UCBA0003631
Frequently asked questions
Does UCO Bank Sector Twenty Sirsa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1666-7791024161 to confirm.
Can I use IFSC UCBA0003631 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003631 to send funds instantly.
Is IFSC UCBA0003631 the same for all accounts at Sector Twenty Sirsa branch?
Yes. The IFSC UCBA0003631 is shared by every account held at UCO Bank's Sector Twenty Sirsa branch. Only the account number changes from customer to customer.
Is IFSC UCBA0003631 valid for NEFT and RTGS?
Yes. IFSC UCBA0003631 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is UCO Bank Sector Twenty Sirsa branch located?
UCO Bank's Sector Twenty Sirsa branch is located at SCF 28 SECTOR 20 AT SIRSA PO JCD VIDYAPEETH, Sirsa, Haryana.
How do I add UCO Bank Sector Twenty Sirsa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003631, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of UCO Bank Sector Twenty Sirsa branch?
You can reach the branch at 1666-7791024161 during regular banking hours.
Final notes
To recap: UCBA0003631 is the IFSC code of UCO Bank, SECTOR TWENTY SIRSA branch, in SIRSA, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
