This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, SILVASA branch in SILVASA. The 11-digit IFSC UCBA0002412 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the SILVASA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – SILVASA is UCBA0002412. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002412 map to this branch in SILVASA, DADRA AND NAGAR HAVELI.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Silvasa branch in Silvasa. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0002412.
About this branch
The branch is located at PRAMUKH VIHAR COMPLEX NAROLI ROAD, SILVASA DADRA AND NAGAR HAVELI ,DADRAANDNAGAR HAVELI ,DADRA AND NAGAR HAVELI AND DAMAN AND DIU PIN 396230. It serves the Silvasa region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0002412 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Silvasa |
| IFSC Code | UCBA0002412 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PRAMUKH VIHAR COMPLEX NAROLI ROAD, SILVASA DADRA AND NAGAR HAVELI ,DADRAANDNAGAR HAVELI ,DADRA AND NAGAR HAVELI AND DAMAN AND DIU PIN 396230 |
| City | Silvasa |
| District | Dadra and Nagar Haveli |
| State | Dadra and Nagar Haveli |
| STD Code | 91 |
| Phone | 9008034253 |
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SILVASA of UCO Bank — its own 11-character IFSC. The code UCBA0002412 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0002412 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0002412 and the account number together uniquely identify the Silvasa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0002412
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002412 across all three.
NEFT to UCO Bank, SILVASA using IFSC UCBA0002412
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0002412, and confirm that the system picks up UCO Bank – SILVASA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0002412
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – SILVASA, ensure your bank's portal accepts IFSC UCBA0002412 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank SILVASA (IFSC UCBA0002412)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0002412 in your mobile or internet banking app, and the money is credited to the SILVASA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0002412 for UCO Bank – SILVASA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0002412 | Yes – UCBA0002412 | Yes – UCBA0002412 |
For most retail customers crediting the Silvasa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's SILVASA branch, the IFSC UCBA0002412 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Silvasa branch
Once you have an account at UCO Bank – SILVASA, the IFSC UCBA0002412 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Silvasa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9008034253.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0002412
Online banking and IFSC UCBA0002412
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the SILVASA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0002412 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Silvasa branch sits at PRAMUKH VIHAR COMPLEX NAROLI ROAD, SILVASA DADRA AND NAGAR HAVELI ,DADRAANDNAGAR HAVELI ,DADRA AND NAGAR HAVELI AND DAMAN AND DIU PIN 396230. If you are travelling from outside Silvasa, search for the branch on a maps application using the bank name and locality, or call 91-9008034253 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002412 and your account number.
Common mistakes to avoid when using IFSC UCBA0002412
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – SILVASA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0002412. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Silvasa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0002412 continue to work without interruption.
Verifying IFSC UCBA0002412 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002412 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9008034253.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankSilvasa Branch
PRAMUKH VIHAR COMPLEX NAROLI ROAD, SILVASA DADRA AND NAGAR HAVELI ,DADRAANDNAGAR HAVELI ,DADRA AND NAGAR HAVELI AND DAMAN AND DIU PIN 396230
Silvasa, Dadra and Nagar Haveli
Phone: 91-9008034253
IFSC: UCBA0002412
Frequently asked questions
Is IFSC UCBA0002412 valid for NEFT and RTGS?
Yes. IFSC UCBA0002412 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of UCO Bank Silvasa branch?
You can reach the branch at 91-9008034253 during regular banking hours.
Is IFSC UCBA0002412 the same for all accounts at Silvasa branch?
Yes. The IFSC UCBA0002412 is shared by every account held at UCO Bank's Silvasa branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Silvasa branch but serve different purposes.
What is the IFSC code of UCO Bank Silvasa branch?
The IFSC code of UCO Bank, Silvasa branch is UCBA0002412. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does UCO Bank Silvasa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9008034253 to confirm.
Final notes
To recap: UCBA0002412 is the IFSC code of UCO Bank, SILVASA branch, in SILVASA, DADRA AND NAGAR HAVELI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
