If you are searching for the IFSC code of UCO Bank, SIKAR branch in SIKAR, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is UCBA0000160. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SIKAR branch, and detailed step-by-step guides for using the IFSC UCBA0000160 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – SIKAR is UCBA0000160. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000160 map to this branch in SIKAR, RAJASTHAN.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Sikar |
| IFSC Code | UCBA0000160 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR TAPADIYA BAGICHI,STATION ROAD,SIKAR ,SIKAR ,RAJASTHAN PIN 332001 |
| City | Sikar |
| District | Sikar |
| State | Rajasthan |
| STD Code | 1572 |
| Phone | 253846 |
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Sikar branch in Sikar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0000160.
About this branch
The branch is located at NEAR TAPADIYA BAGICHI,STATION ROAD,SIKAR ,SIKAR ,RAJASTHAN PIN 332001. It serves the Sikar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0000160 is used to identify this branch on the RBI payments network.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SIKAR of UCO Bank — its own 11-character IFSC. The code UCBA0000160 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0000160 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UCBA0000160
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000160 across all three.
NEFT to UCO Bank, SIKAR using IFSC UCBA0000160
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000160, and confirm that the system picks up UCO Bank – SIKAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0000160
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – SIKAR, ensure your bank's portal accepts IFSC UCBA0000160 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank SIKAR (IFSC UCBA0000160)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000160 in your mobile or internet banking app, and the money is credited to the SIKAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000160 for UCO Bank – SIKAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000160 | Yes – UCBA0000160 | Yes – UCBA0000160 |
For most retail customers crediting the Sikar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0000160
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – SIKAR is still mapped to IFSC UCBA0000160. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000160 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sikar branch is mapped to IFSC UCBA0000160 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000160.
Banking services available
The Sikar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1572-253846.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000160
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000160 and the account number together uniquely identify the Sikar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UCBA0000160
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the SIKAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000160 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – SIKAR:
- The IFSC is exactly UCBA0000160 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and SIKAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sikar branch sits at NEAR TAPADIYA BAGICHI,STATION ROAD,SIKAR ,SIKAR ,RAJASTHAN PIN 332001. If you are travelling from outside Sikar, search for the branch on a maps application using the bank name and locality, or call 1572-253846 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000160 and your account number.
Verifying IFSC UCBA0000160 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000160 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1572-253846.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sikar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000160, however, work 24x7.
Branch address & contact
UCO BankSikar Branch
NEAR TAPADIYA BAGICHI,STATION ROAD,SIKAR ,SIKAR ,RAJASTHAN PIN 332001
Sikar, Rajasthan
Phone: 1572-253846
IFSC: UCBA0000160
Frequently asked questions
How quickly will an NEFT transfer using UCBA0000160 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Sikar reflect within 30 minutes.
What is the IFSC code of UCO Bank Sikar branch?
The IFSC code of UCO Bank, Sikar branch is UCBA0000160. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UCBA0000160 the same for all accounts at Sikar branch?
Yes. The IFSC UCBA0000160 is shared by every account held at UCO Bank's Sikar branch. Only the account number changes from customer to customer.
Does UCO Bank Sikar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1572-253846 to confirm.
Can I use IFSC UCBA0000160 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000160 to send funds instantly.
What is the phone number of UCO Bank Sikar branch?
You can reach the branch at 1572-253846 during regular banking hours.
Is IFSC UCBA0000160 valid for NEFT and RTGS?
Yes. IFSC UCBA0000160 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UCBA0000160 belongs to UCO Bank's SIKAR branch, located at NEAR TAPADIYA BAGICHI,STATION ROAD,SIKAR ,SIKAR ,RAJASTHAN PIN 332001 in SIKAR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
