If you are searching for the IFSC code of UCO Bank, SEONI branch in SEONI, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is UCBA0003225. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SEONI branch, and detailed step-by-step guides for using the IFSC UCBA0003225 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0003225 is the IFSC of UCO Bank's SEONI branch. The format is fixed: UCBA = bank code, 0 = reserved, 003225 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Seoni |
| IFSC Code | UCBA0003225 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO. 8 1K, BARAPATTER ,SEONI ,MADHYA PRADESH PIN 480661 |
| City | Seoni |
| District | Seoni |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 9752655772 |
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Seoni branch in Seoni. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0003225.
About the Seoni branch
The Seoni branch of UCO Bank is situated at PLOT NO. 8 1K, BARAPATTER ,SEONI ,MADHYA PRADESH PIN 480661. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0003225 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's SEONI branch came to be assigned the code UCBA0003225.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0003225, money simply cannot be routed to the SEONI branch electronically.
How to transfer money using IFSC UCBA0003225
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003225 across all three.
How to use IFSC UCBA0003225 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's SEONI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0003225.
- Confirm the bank name auto-populates as UCO Bank and the branch as SEONI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SEONI
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's SEONI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0003225 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank SEONI (IFSC UCBA0003225)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0003225 in your mobile or internet banking app, and the money is credited to the SEONI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0003225 for UCO Bank – SEONI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0003225 | Yes – UCBA0003225 | Yes – UCBA0003225 |
For most retail customers crediting the Seoni branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's SEONI branch, the IFSC UCBA0003225 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Seoni branch is mapped to IFSC UCBA0003225 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0003225.
Banking services available
The Seoni branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9752655772.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0003225
MICR & cheque-truncation details
Cheques drawn on the Seoni branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0003225 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Seoni branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0003225 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UCBA0003225
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – SEONI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0003225. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Seoni branch
The branch is located at PLOT NO. 8 1K, BARAPATTER ,SEONI ,MADHYA PRADESH PIN 480661, which puts it inside Seoni, the broader Seoni district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Seoni branch” — the verified location pin for IFSC UCBA0003225 should appear at the top of the results.
- Confirm the branch is open by calling 91-9752655772 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0003225 and your account number.
Verifying IFSC UCBA0003225 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003225 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9752655772.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Seoni are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0003225 continue to work without interruption.
Branch address & contact
UCO BankSeoni Branch
PLOT NO. 8 1K, BARAPATTER ,SEONI ,MADHYA PRADESH PIN 480661
Seoni, Madhya Pradesh
Phone: 91-9752655772
IFSC: UCBA0003225
Frequently asked questions
How do I add UCO Bank Seoni as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003225, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UCBA0003225 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Seoni reflect within 30 minutes.
What is the phone number of UCO Bank Seoni branch?
You can reach the branch at 91-9752655772 during regular banking hours.
Does UCO Bank Seoni branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9752655772 to confirm.
Where is UCO Bank Seoni branch located?
UCO Bank's Seoni branch is located at PLOT NO. 8 1K, BARAPATTER ,SEONI ,MADHYA PRADESH PIN 480661, Seoni, Madhya Pradesh.
Is IFSC UCBA0003225 valid for NEFT and RTGS?
Yes. IFSC UCBA0003225 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of UCO Bank Seoni branch?
The IFSC code of UCO Bank, Seoni branch is UCBA0003225. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UCBA0003225 belongs to UCO Bank's SEONI branch, located at PLOT NO. 8 1K, BARAPATTER ,SEONI ,MADHYA PRADESH PIN 480661 in SEONI, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
