Below are the complete branch details for UCO Bank, SANHOULA branch, located in SANHOULA, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0000892. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0000892 for UCO Bank – SANHOULA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's SANHOULA branch, the IFSC UCBA0000892 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 000892 identifies this particular branch.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Sanhoula branch in Sanhoula. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0000892.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Sanhoula |
| IFSC Code | UCBA0000892 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL AND P.O.SANHOULA,813225 ,BHAGALPUR ,BIHAR PIN 813225 |
| City | Sanhoula |
| District | Bhagalpur |
| State | Bihar |
| STD Code | 91 |
| Phone | 8084079482 |
About this branch
The branch is located at VILL AND P.O.SANHOULA,813225 ,BHAGALPUR ,BIHAR PIN 813225. It serves the Sanhoula region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0000892 is used to identify this branch on the RBI payments network.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SANHOULA of UCO Bank — its own 11-character IFSC. The code UCBA0000892 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0000892 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Sanhoula branch is mapped to IFSC UCBA0000892 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000892.
Banking services available
The Sanhoula branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8084079482.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000892
How to transfer money using IFSC UCBA0000892
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000892 across all three.
How to use IFSC UCBA0000892 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's SANHOULA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0000892.
- Confirm the bank name auto-populates as UCO Bank and the branch as SANHOULA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0000892
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – SANHOULA, ensure your bank's portal accepts IFSC UCBA0000892 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – SANHOULA, use IMPS. With IFSC UCBA0000892 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000892 for UCO Bank – SANHOULA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000892 | Yes – UCBA0000892 | Yes – UCBA0000892 |
For most retail customers crediting the Sanhoula branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's SANHOULA branch, the IFSC UCBA0000892 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Sanhoula branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0000892 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Sanhoula branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000892 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UCBA0000892
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – SANHOULA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0000892. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Sanhoula branch
The branch is located at VILL AND P.O.SANHOULA,813225 ,BHAGALPUR ,BIHAR PIN 813225, which puts it inside Sanhoula, the broader Bhagalpur district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Sanhoula branch” — the verified location pin for IFSC UCBA0000892 should appear at the top of the results.
- Confirm the branch is open by calling 91-8084079482 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000892 and your account number.
Verifying IFSC UCBA0000892 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000892 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8084079482.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sanhoula are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0000892 continue to work without interruption.
Branch address & contact
UCO BankSanhoula Branch
VILL AND P.O.SANHOULA,813225 ,BHAGALPUR ,BIHAR PIN 813225
Sanhoula, Bihar
Phone: 91-8084079482
IFSC: UCBA0000892
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sanhoula branch but serve different purposes.
How quickly will an NEFT transfer using UCBA0000892 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Sanhoula reflect within 30 minutes.
Is IFSC UCBA0000892 the same for all accounts at Sanhoula branch?
Yes. The IFSC UCBA0000892 is shared by every account held at UCO Bank's Sanhoula branch. Only the account number changes from customer to customer.
How do I add UCO Bank Sanhoula as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000892, and complete OTP verification. Once activated, you can transfer funds at any time.
Does UCO Bank Sanhoula branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8084079482 to confirm.
What is the phone number of UCO Bank Sanhoula branch?
You can reach the branch at 91-8084079482 during regular banking hours.
Can I use IFSC UCBA0000892 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000892 to send funds instantly.
Where is UCO Bank Sanhoula branch located?
UCO Bank's Sanhoula branch is located at VILL AND P.O.SANHOULA,813225 ,BHAGALPUR ,BIHAR PIN 813225, Sanhoula, Bihar.
Final notes
To recap: UCBA0000892 is the IFSC code of UCO Bank, SANHOULA branch, in SANHOULA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
