If you are searching for the IFSC code of UCO Bank, SANGRAH branch in SANGRAH, HIMACHAL PRADESH, this page has every detail you need. The verified IFSC code for this branch is UCBA0000763. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SANGRAH branch, and detailed step-by-step guides for using the IFSC UCBA0000763 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's SANGRAH branch, the IFSC UCBA0000763 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 000763 identifies this particular branch.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Sangrah |
| IFSC Code | UCBA0000763 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL SANGRAH PO SANGRAH DISTT SIRMOUR ,SIRMAUR ,HIMACHAL PRADESH PIN 173023 |
| City | Sangrah |
| District | Sirmaur |
| State | Himachal Pradesh |
| STD Code | 1702 |
| Phone | 248129 |
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Sangrah branch in Sangrah. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0000763.
About the Sangrah branch
The Sangrah branch of UCO Bank is situated at VILL SANGRAH PO SANGRAH DISTT SIRMOUR ,SIRMAUR ,HIMACHAL PRADESH PIN 173023. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0000763 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's SANGRAH branch came to be assigned the code UCBA0000763.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000763, money simply cannot be routed to the SANGRAH branch electronically.
How to transfer money using IFSC UCBA0000763
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000763 across all three.
How to use IFSC UCBA0000763 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's SANGRAH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0000763.
- Confirm the bank name auto-populates as UCO Bank and the branch as SANGRAH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0000763
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – SANGRAH, ensure your bank's portal accepts IFSC UCBA0000763 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – SANGRAH, use IMPS. With IFSC UCBA0000763 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000763 for UCO Bank – SANGRAH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000763 | Yes – UCBA0000763 | Yes – UCBA0000763 |
For most retail customers crediting the Sangrah branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's SANGRAH branch, the IFSC UCBA0000763 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sangrah branch is mapped to IFSC UCBA0000763 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000763.
Products and services
Customers walking into the Sangrah branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0000763
MICR & cheque-truncation details
Cheques drawn on the Sangrah branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000763 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UCBA0000763
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the SANGRAH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000763 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UCBA0000763
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – SANGRAH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0000763. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Sangrah branch
The branch is located at VILL SANGRAH PO SANGRAH DISTT SIRMOUR ,SIRMAUR ,HIMACHAL PRADESH PIN 173023, which puts it inside Sangrah, the broader Sirmaur district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Sangrah branch” — the verified location pin for IFSC UCBA0000763 should appear at the top of the results.
- Confirm the branch is open by calling 1702-248129 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000763 and your account number.
Verifying IFSC UCBA0000763 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000763 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1702-248129.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sangrah are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0000763 continue to work without interruption.
Branch address & contact
UCO BankSangrah Branch
VILL SANGRAH PO SANGRAH DISTT SIRMOUR ,SIRMAUR ,HIMACHAL PRADESH PIN 173023
Sangrah, Himachal Pradesh
Phone: 1702-248129
IFSC: UCBA0000763
Frequently asked questions
Does UCO Bank Sangrah branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1702-248129 to confirm.
Where is UCO Bank Sangrah branch located?
UCO Bank's Sangrah branch is located at VILL SANGRAH PO SANGRAH DISTT SIRMOUR ,SIRMAUR ,HIMACHAL PRADESH PIN 173023, Sangrah, Himachal Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sangrah branch but serve different purposes.
Can I use IFSC UCBA0000763 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000763 to send funds instantly.
How quickly will an NEFT transfer using UCBA0000763 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Sangrah reflect within 30 minutes.
What is the IFSC code of UCO Bank Sangrah branch?
The IFSC code of UCO Bank, Sangrah branch is UCBA0000763. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of UCO Bank Sangrah branch?
You can reach the branch at 1702-248129 during regular banking hours.
Summary
The IFSC code UCBA0000763 belongs to UCO Bank's SANGRAH branch, located at VILL SANGRAH PO SANGRAH DISTT SIRMOUR ,SIRMAUR ,HIMACHAL PRADESH PIN 173023 in SANGRAH, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
