Use this page as a one-stop reference for everything related to UCO Bank's SANGLA branch in SANGLA, HIMACHAL PRADESH. The branch's IFSC code UCBA0001178 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – SANGLA is UCBA0001178. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001178 map to this branch in SANGLA, HIMACHAL PRADESH.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Sangla |
| IFSC Code | UCBA0001178 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL AND P.O.SANGLA ,KINNAUR ,HIMACHAL PRADESH PIN 172106 |
| City | Sangla |
| District | Sangla |
| State | Himachal Pradesh |
| STD Code | 1786 |
| Phone | 242281 |
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sangla branch in Sangla, Himachal Pradesh is part of this network and uses the IFSC code UCBA0001178 for all electronic settlement.
About this branch
The branch is located at VILL AND P.O.SANGLA ,KINNAUR ,HIMACHAL PRADESH PIN 172106. It serves the Sangla region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0001178 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's SANGLA branch came to be assigned the code UCBA0001178.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001178, money simply cannot be routed to the SANGLA branch electronically.
How to transfer money using IFSC UCBA0001178
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001178 across all three.
How to use IFSC UCBA0001178 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's SANGLA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0001178.
- Confirm the bank name auto-populates as UCO Bank and the branch as SANGLA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SANGLA
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's SANGLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0001178 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank SANGLA (IFSC UCBA0001178)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0001178 in your mobile or internet banking app, and the money is credited to the SANGLA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001178 for UCO Bank – SANGLA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001178 | Yes – UCBA0001178 | Yes – UCBA0001178 |
For most retail customers crediting the Sangla branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's SANGLA branch, the IFSC UCBA0001178 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sangla branch is mapped to IFSC UCBA0001178 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001178.
Banking services available
The Sangla branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1786-242281.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0001178
MICR & cheque-truncation details
Cheques drawn on the Sangla branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0001178 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Sangla branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0001178 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UCBA0001178
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – SANGLA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0001178. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Sangla branch
The branch is located at VILL AND P.O.SANGLA ,KINNAUR ,HIMACHAL PRADESH PIN 172106, which puts it inside Sangla, the broader Sangla district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Sangla branch” — the verified location pin for IFSC UCBA0001178 should appear at the top of the results.
- Confirm the branch is open by calling 1786-242281 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0001178 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0001178 for UCO Bank – SANGLA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sangla branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0001178, however, work 24x7.
Branch address & contact
UCO BankSangla Branch
VILL AND P.O.SANGLA ,KINNAUR ,HIMACHAL PRADESH PIN 172106
Sangla, Himachal Pradesh
Phone: 1786-242281
IFSC: UCBA0001178
Frequently asked questions
What is the IFSC code of UCO Bank Sangla branch?
The IFSC code of UCO Bank, Sangla branch is UCBA0001178. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sangla branch but serve different purposes.
How do I add UCO Bank Sangla as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001178, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of UCO Bank Sangla branch?
You can reach the branch at 1786-242281 during regular banking hours.
Where is UCO Bank Sangla branch located?
UCO Bank's Sangla branch is located at VILL AND P.O.SANGLA ,KINNAUR ,HIMACHAL PRADESH PIN 172106, Sangla, Himachal Pradesh.
Can I use IFSC UCBA0001178 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001178 to send funds instantly.
Summary
The IFSC code UCBA0001178 belongs to UCO Bank's SANGLA branch, located at VILL AND P.O.SANGLA ,KINNAUR ,HIMACHAL PRADESH PIN 172106 in SANGLA, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
