Below are the complete branch details for UCO Bank, ROURKELA SEC SEVEN EIGHT branch, located in ROURKELA, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0000956. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0000956 for UCO Bank – ROURKELA SEC SEVEN EIGHT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0000956 is the IFSC of UCO Bank's ROURKELA SEC SEVEN EIGHT branch. The format is fixed: UCBA = bank code, 0 = reserved, 000956 = branch identifier.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Rourkela Sec Seven Eight branch in Rourkela. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0000956.
About this branch
The branch is located at SECTOR 7 ROURKELA ,SUNDARGARH ,ODISHA PIN 769003. It serves the Rourkela region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0000956 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Rourkela Sec Seven Eight |
| IFSC Code | UCBA0000956 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SECTOR 7 ROURKELA ,SUNDARGARH ,ODISHA PIN 769003 |
| City | Rourkela |
| District | Rourkela |
| State | Odisha |
| STD Code | 6622 |
| Phone | 2646226 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's ROURKELA SEC SEVEN EIGHT branch came to be assigned the code UCBA0000956.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000956, money simply cannot be routed to the ROURKELA SEC SEVEN EIGHT branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000956 and the account number together uniquely identify the Rourkela Sec Seven Eight branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0000956
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000956 across all three.
NEFT to UCO Bank, ROURKELA SEC SEVEN EIGHT using IFSC UCBA0000956
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000956, and confirm that the system picks up UCO Bank – ROURKELA SEC SEVEN EIGHT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ROURKELA SEC SEVEN EIGHT
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's ROURKELA SEC SEVEN EIGHT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0000956 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – ROURKELA SEC SEVEN EIGHT, use IMPS. With IFSC UCBA0000956 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Rourkela Sec Seven Eight
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0000956:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ROURKELA SEC SEVEN EIGHT is still linked to IFSC UCBA0000956.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0000956
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – ROURKELA SEC SEVEN EIGHT is still mapped to IFSC UCBA0000956. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000956 and the beneficiary's account number to complete the transfer.
Account types you can open at the Rourkela Sec Seven Eight branch
Once you have an account at UCO Bank – ROURKELA SEC SEVEN EIGHT, the IFSC UCBA0000956 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Rourkela Sec Seven Eight branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6622-2646226.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000956
Online banking and IFSC UCBA0000956
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the ROURKELA SEC SEVEN EIGHT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000956 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Rourkela Sec Seven Eight branch
The branch is located at SECTOR 7 ROURKELA ,SUNDARGARH ,ODISHA PIN 769003, which puts it inside Rourkela, the broader Rourkela district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Rourkela Sec Seven Eight branch” — the verified location pin for IFSC UCBA0000956 should appear at the top of the results.
- Confirm the branch is open by calling 6622-2646226 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000956 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – ROURKELA SEC SEVEN EIGHT:
- The IFSC is exactly UCBA0000956 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and ROURKELA SEC SEVEN EIGHT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rourkela Sec Seven Eight branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000956, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0000956 for UCO Bank – ROURKELA SEC SEVEN EIGHT, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
UCO BankRourkela Sec Seven Eight Branch
SECTOR 7 ROURKELA ,SUNDARGARH ,ODISHA PIN 769003
Rourkela, Odisha
Phone: 6622-2646226
IFSC: UCBA0000956
Frequently asked questions
How do I add UCO Bank Rourkela Sec Seven Eight as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000956, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UCBA0000956 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Rourkela Sec Seven Eight reflect within 30 minutes.
Is IFSC UCBA0000956 the same for all accounts at Rourkela Sec Seven Eight branch?
Yes. The IFSC UCBA0000956 is shared by every account held at UCO Bank's Rourkela Sec Seven Eight branch. Only the account number changes from customer to customer.
What is the IFSC code of UCO Bank Rourkela Sec Seven Eight branch?
The IFSC code of UCO Bank, Rourkela Sec Seven Eight branch is UCBA0000956. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is UCO Bank Rourkela Sec Seven Eight branch located?
UCO Bank's Rourkela Sec Seven Eight branch is located at SECTOR 7 ROURKELA ,SUNDARGARH ,ODISHA PIN 769003, Rourkela, Odisha.
Does UCO Bank Rourkela Sec Seven Eight branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6622-2646226 to confirm.
Can I use IFSC UCBA0000956 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000956 to send funds instantly.
What is the phone number of UCO Bank Rourkela Sec Seven Eight branch?
You can reach the branch at 6622-2646226 during regular banking hours.
Final notes
To recap: UCBA0000956 is the IFSC code of UCO Bank, ROURKELA SEC SEVEN EIGHT branch, in ROURKELA, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
