Below are the complete branch details for UCO Bank, RAMPURHAT branch, located in RAMPUR HAT, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0000898. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0000898 for UCO Bank – RAMPURHAT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0000898 is the IFSC of UCO Bank's RAMPURHAT branch. The format is fixed: UCBA = bank code, 0 = reserved, 000898 = branch identifier.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rampurhat branch in Rampur Hat, West Bengal is part of this network and uses the IFSC code UCBA0000898 for all electronic settlement.
Rampurhat branch overview
Located at J.L.BANERJEE ROAD NEAR KAMARPETTY MORE RAMPURHAT BIRBHUM ,BIRBHUM ,WEST BENGAL PIN 731224, the Rampurhat branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0000898 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Rampurhat |
| IFSC Code | UCBA0000898 |
| MICR Code | Refer to cheque leaf |
| Branch Address | J.L.BANERJEE ROAD NEAR KAMARPETTY MORE RAMPURHAT BIRBHUM ,BIRBHUM ,WEST BENGAL PIN 731224 |
| City | Rampur Hat |
| District | Rampur Hat |
| State | West Bengal |
| STD Code | 3461 |
| Phone | 255005 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's RAMPURHAT branch came to be assigned the code UCBA0000898.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000898, money simply cannot be routed to the RAMPURHAT branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Rampurhat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000898 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UCBA0000898
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000898 across all three.
NEFT to UCO Bank, RAMPURHAT using IFSC UCBA0000898
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000898, and confirm that the system picks up UCO Bank – RAMPURHAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0000898
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – RAMPURHAT, ensure your bank's portal accepts IFSC UCBA0000898 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank RAMPURHAT (IFSC UCBA0000898)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000898 in your mobile or internet banking app, and the money is credited to the RAMPURHAT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000898 for UCO Bank – RAMPURHAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000898 | Yes – UCBA0000898 | Yes – UCBA0000898 |
For most retail customers crediting the Rampurhat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's RAMPURHAT branch, the IFSC UCBA0000898 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Rampurhat branch is mapped to IFSC UCBA0000898 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000898.
Banking services available
The Rampurhat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 3461-255005.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000898
Online banking and IFSC UCBA0000898
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the RAMPURHAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000898 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Rampurhat branch sits at J.L.BANERJEE ROAD NEAR KAMARPETTY MORE RAMPURHAT BIRBHUM ,BIRBHUM ,WEST BENGAL PIN 731224. If you are travelling from outside Rampur Hat, search for the branch on a maps application using the bank name and locality, or call 3461-255005 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000898 and your account number.
Common mistakes to avoid when using IFSC UCBA0000898
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – RAMPURHAT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0000898. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Rampurhat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0000898 continue to work without interruption.
Verifying IFSC UCBA0000898 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000898 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 3461-255005.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankRampurhat Branch
J.L.BANERJEE ROAD NEAR KAMARPETTY MORE RAMPURHAT BIRBHUM ,BIRBHUM ,WEST BENGAL PIN 731224
Rampur Hat, West Bengal
Phone: 3461-255005
IFSC: UCBA0000898
Frequently asked questions
Can I use IFSC UCBA0000898 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000898 to send funds instantly.
Where is UCO Bank Rampurhat branch located?
UCO Bank's Rampurhat branch is located at J.L.BANERJEE ROAD NEAR KAMARPETTY MORE RAMPURHAT BIRBHUM ,BIRBHUM ,WEST BENGAL PIN 731224, Rampur Hat, West Bengal.
What is the IFSC code of UCO Bank Rampurhat branch?
The IFSC code of UCO Bank, Rampurhat branch is UCBA0000898. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add UCO Bank Rampurhat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000898, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UCBA0000898 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Rampurhat reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rampurhat branch but serve different purposes.
Final notes
To recap: UCBA0000898 is the IFSC code of UCO Bank, RAMPURHAT branch, in RAMPUR HAT, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
