Use this page as a one-stop reference for everything related to UCO Bank's R S PURAM branch in R S PURAM, TAMIL NADU. The branch's IFSC code UCBA0003000 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0003000 is the IFSC of UCO Bank's R S PURAM branch. The format is fixed: UCBA = bank code, 0 = reserved, 003000 = branch identifier.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its R S Puram branch in R S Puram, Tamil Nadu is part of this network and uses the IFSC code UCBA0003000 for all electronic settlement.
About this branch
The branch is located at R S PURAM BRANCH VIJAY TOWERS FIRST FLOOR FATHER RANDY STREET ,COIMBATORE ,TAMIL NADU PIN 641002. It serves the R S Puram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0003000 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | R S Puram |
| IFSC Code | UCBA0003000 |
| MICR Code | Refer to cheque leaf |
| Branch Address | R S PURAM BRANCH VIJAY TOWERS FIRST FLOOR FATHER RANDY STREET ,COIMBATORE ,TAMIL NADU PIN 641002 |
| City | R S Puram |
| District | Coimbatore |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 7708203926 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's R S PURAM branch came to be assigned the code UCBA0003000.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0003000, money simply cannot be routed to the R S PURAM branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0003000 and the account number together uniquely identify the R S Puram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0003000
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003000 across all three.
How to use IFSC UCBA0003000 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's R S PURAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0003000.
- Confirm the bank name auto-populates as UCO Bank and the branch as R S PURAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0003000
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – R S PURAM, ensure your bank's portal accepts IFSC UCBA0003000 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – R S PURAM, use IMPS. With IFSC UCBA0003000 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0003000 for UCO Bank – R S PURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0003000 | Yes – UCBA0003000 | Yes – UCBA0003000 |
For most retail customers crediting the R S Puram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's R S PURAM branch, the IFSC UCBA0003000 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the R S Puram branch is mapped to IFSC UCBA0003000 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0003000.
Products and services
Customers walking into the R S Puram branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0003000
Digital banking channels
Most day-to-day work that customers used to do at the R S Puram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0003000 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the R S Puram branch
The branch is located at R S PURAM BRANCH VIJAY TOWERS FIRST FLOOR FATHER RANDY STREET ,COIMBATORE ,TAMIL NADU PIN 641002, which puts it inside R S Puram, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank R S Puram branch” — the verified location pin for IFSC UCBA0003000 should appear at the top of the results.
- Confirm the branch is open by calling 91-7708203926 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0003000 and your account number.
Common mistakes to avoid when using IFSC UCBA0003000
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – R S PURAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0003000. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The R S Puram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0003000, however, work 24x7.
Verifying IFSC UCBA0003000 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003000 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7708203926.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankR S Puram Branch
R S PURAM BRANCH VIJAY TOWERS FIRST FLOOR FATHER RANDY STREET ,COIMBATORE ,TAMIL NADU PIN 641002
R S Puram, Tamil Nadu
Phone: 91-7708203926
IFSC: UCBA0003000
Frequently asked questions
Can I use IFSC UCBA0003000 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003000 to send funds instantly.
Is IFSC UCBA0003000 valid for NEFT and RTGS?
Yes. IFSC UCBA0003000 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of UCO Bank R S Puram branch?
You can reach the branch at 91-7708203926 during regular banking hours.
Where is UCO Bank R S Puram branch located?
UCO Bank's R S Puram branch is located at R S PURAM BRANCH VIJAY TOWERS FIRST FLOOR FATHER RANDY STREET ,COIMBATORE ,TAMIL NADU PIN 641002, R S Puram, Tamil Nadu.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the R S Puram branch but serve different purposes.
What is the IFSC code of UCO Bank R S Puram branch?
The IFSC code of UCO Bank, R S Puram branch is UCBA0003000. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add UCO Bank R S Puram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003000, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0003000 the same for all accounts at R S Puram branch?
Yes. The IFSC UCBA0003000 is shared by every account held at UCO Bank's R S Puram branch. Only the account number changes from customer to customer.
Summary
The IFSC code UCBA0003000 belongs to UCO Bank's R S PURAM branch, located at R S PURAM BRANCH VIJAY TOWERS FIRST FLOOR FATHER RANDY STREET ,COIMBATORE… in R S PURAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
