IFSC Code of UCO Bank, Deccan Gymkhana Pune Branch, Maharashtra

Use this page as a one-stop reference for everything related to UCO Bank's DECCAN GYMKHANA PUNE branch in PUNE, MAHARASHTRA. The branch's IFSC code UCBA0000687 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for UCO Bank – DECCAN GYMKHANA PUNE is UCBA0000687. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000687 map to this branch in PUNE, MAHARASHTRA.

Branch details at a glance

Bank profile

UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Deccan Gymkhana Pune branch — IFSC UCBA0000687 — extends the bank's services to customers in and around Pune, Maharashtra.

About the Deccan Gymkhana Pune branch

The Deccan Gymkhana Pune branch of UCO Bank is situated at 891,MAINKAR BUNGLOW BHANDARKAR ROAD DECCAN GYMKHANA ,PUNE ,MAHARASHTRA PIN 411004. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0000687 is used.

Why every UCO Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DECCAN GYMKHANA PUNE of UCO Bank — its own 11-character IFSC. The code UCBA0000687 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0000687 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UCBA0000687

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000687 across all three.

NEFT to UCO Bank, DECCAN GYMKHANA PUNE using IFSC UCBA0000687

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000687, and confirm that the system picks up UCO Bank – DECCAN GYMKHANA PUNE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DECCAN GYMKHANA PUNE

If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's DECCAN GYMKHANA PUNE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0000687 while initiating the transfer and the credit will appear within minutes.

IMPS to UCO Bank DECCAN GYMKHANA PUNE (IFSC UCBA0000687)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000687 in your mobile or internet banking app, and the money is credited to the DECCAN GYMKHANA PUNE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Deccan Gymkhana Pune

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0000687:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DECCAN GYMKHANA PUNE is still linked to IFSC UCBA0000687.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's DECCAN GYMKHANA PUNE branch, the IFSC UCBA0000687 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Deccan Gymkhana Pune branch is mapped to IFSC UCBA0000687 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UCBA0000687.

Banking services available

The Deccan Gymkhana Pune branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-24210228.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000687

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000687 and the account number together uniquely identify the Deccan Gymkhana Pune branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Deccan Gymkhana Pune branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0000687 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – DECCAN GYMKHANA PUNE:

• The IFSC is exactly UCBA0000687 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills UCO Bank as the bank name and DECCAN GYMKHANA PUNE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Deccan Gymkhana Pune branch sits at 891,MAINKAR BUNGLOW BHANDARKAR ROAD DECCAN GYMKHANA ,PUNE ,MAHARASHTRA PIN 411004. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-24210228 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000687 and your account number.

Verifying IFSC UCBA0000687 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000687 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 20-24210228.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Deccan Gymkhana Pune branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000687, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UCBA0000687 belongs to UCO Bank's DECCAN GYMKHANA PUNE branch, located at 891,MAINKAR BUNGLOW BHANDARKAR ROAD DECCAN GYMKHANA ,PUNE ,MAHARASHTRA PIN … in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.