If you are searching for the IFSC code of UCO Bank, MALASA branch in PUKHRAYAN, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is UCBA0003289. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MALASA branch, and detailed step-by-step guides for using the IFSC UCBA0003289 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0003289 is the IFSC of UCO Bank's MALASA branch. The format is fixed: UCBA = bank code, 0 = reserved, 003289 = branch identifier.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Malasa branch in Pukhrayan. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0003289.
Malasa branch overview
Located at VILL. AND PO MALASA TEHSIL BHOGNIPUR DISTT KANPUR DEHAT, KANPUR DEHAT ,UTTAR PRADESH PIN 209312, the Malasa branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0003289 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Malasa |
| IFSC Code | UCBA0003289 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL. AND PO MALASA TEHSIL BHOGNIPUR DISTT KANPUR DEHAT, KANPUR DEHAT ,UTTAR PRADESH PIN 209312 |
| City | Pukhrayan |
| District | Kanpur Dehat |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9838584140 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's MALASA branch came to be assigned the code UCBA0003289.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0003289, money simply cannot be routed to the MALASA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Malasa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0003289 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UCBA0003289
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003289 across all three.
NEFT to UCO Bank, MALASA using IFSC UCBA0003289
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0003289, and confirm that the system picks up UCO Bank – MALASA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0003289
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – MALASA, ensure your bank's portal accepts IFSC UCBA0003289 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – MALASA, use IMPS. With IFSC UCBA0003289 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0003289 for UCO Bank – MALASA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0003289 | Yes – UCBA0003289 | Yes – UCBA0003289 |
For most retail customers crediting the Malasa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0003289
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – MALASA is still mapped to IFSC UCBA0003289. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0003289 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Malasa branch is mapped to IFSC UCBA0003289 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0003289.
Products and services
Customers walking into the Malasa branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0003289
Digital banking channels
Most day-to-day work that customers used to do at the Malasa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0003289 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Malasa branch sits at VILL. AND PO MALASA TEHSIL BHOGNIPUR DISTT KANPUR DEHAT, KANPUR DEHAT ,UTTAR PRADESH PIN 209312. If you are travelling from outside Pukhrayan, search for the branch on a maps application using the bank name and locality, or call 91-9838584140 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0003289 and your account number.
Common mistakes to avoid when using IFSC UCBA0003289
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – MALASA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0003289. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Malasa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0003289 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0003289 for UCO Bank – MALASA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
UCO BankMalasa Branch
VILL. AND PO MALASA TEHSIL BHOGNIPUR DISTT KANPUR DEHAT, KANPUR DEHAT ,UTTAR PRADESH PIN 209312
Pukhrayan, Uttar Pradesh
Phone: 91-9838584140
IFSC: UCBA0003289
Frequently asked questions
What is the phone number of UCO Bank Malasa branch?
You can reach the branch at 91-9838584140 during regular banking hours.
Is IFSC UCBA0003289 the same for all accounts at Malasa branch?
Yes. The IFSC UCBA0003289 is shared by every account held at UCO Bank's Malasa branch. Only the account number changes from customer to customer.
What is the IFSC code of UCO Bank Malasa branch?
The IFSC code of UCO Bank, Malasa branch is UCBA0003289. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add UCO Bank Malasa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003289, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UCBA0003289 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003289 to send funds instantly.
How quickly will an NEFT transfer using UCBA0003289 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Malasa reflect within 30 minutes.
Where is UCO Bank Malasa branch located?
UCO Bank's Malasa branch is located at VILL. AND PO MALASA TEHSIL BHOGNIPUR DISTT KANPUR DEHAT, KANPUR DEHAT ,UTTAR PRADESH PIN 209312, Pukhrayan, Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Malasa branch but serve different purposes.
Final notes
To recap: UCBA0003289 is the IFSC code of UCO Bank, MALASA branch, in PUKHRAYAN, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
