IFSC Code of UCO Bank, Prahladpur Bangar Branch, Delhi

This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, PRAHLADPUR BANGAR branch in PEHLADPUR BANGER. The 11-digit IFSC UCBA0002867 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the PRAHLADPUR BANGAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UCBA0002867 is the IFSC of UCO Bank's PRAHLADPUR BANGAR branch. The format is fixed: UCBA = bank code, 0 = reserved, 002867 = branch identifier.

Branch details at a glance

About the bank

UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Prahladpur Bangar branch in Pehladpur Banger, Delhi is part of this network and uses the IFSC code UCBA0002867 for all electronic settlement.

Prahladpur Bangar branch overview

Located at NO 177 GR.FLOOR MAIN ROAD PRAHLADPUR BANGAR DELHI 42 IN NEW DELHI ZONE ,NORTH WEST DELHI ,NCT OF DELHI PIN 110042, the Prahladpur Bangar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0002867 is required for all interbank electronic transfers routed through this branch.

Why every UCO Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PRAHLADPUR BANGAR of UCO Bank — its own 11-character IFSC. The code UCBA0002867 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0002867 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UCBA0002867

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002867 across all three.

NEFT to UCO Bank, PRAHLADPUR BANGAR using IFSC UCBA0002867

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0002867, and confirm that the system picks up UCO Bank – PRAHLADPUR BANGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PRAHLADPUR BANGAR

If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's PRAHLADPUR BANGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0002867 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to UCO Bank – PRAHLADPUR BANGAR, use IMPS. With IFSC UCBA0002867 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UCBA0002867 for UCO Bank – PRAHLADPUR BANGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Prahladpur Bangar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UCBA0002867

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – PRAHLADPUR BANGAR is still mapped to IFSC UCBA0002867. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0002867 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Prahladpur Bangar branch is mapped to IFSC UCBA0002867 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UCBA0002867.

Banking services available

The Prahladpur Bangar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8750843147.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0002867

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0002867 and the account number together uniquely identify the Prahladpur Bangar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC UCBA0002867

UCO Bank customers can register for net banking and the bank's official mobile app once their account at the PRAHLADPUR BANGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0002867 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – PRAHLADPUR BANGAR:

• The IFSC is exactly UCBA0002867 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills UCO Bank as the bank name and PRAHLADPUR BANGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Prahladpur Bangar branch sits at NO 177 GR.FLOOR MAIN ROAD PRAHLADPUR BANGAR DELHI 42 IN NEW DELHI ZONE ,NORTH WEST DELHI ,NCT OF DELHI PIN 110042. If you are travelling from outside Pehladpur Banger, search for the branch on a maps application using the bank name and locality, or call 91-8750843147 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002867 and your account number.

Verifying IFSC UCBA0002867 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002867 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8750843147.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Prahladpur Bangar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0002867, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UCBA0002867 belongs to UCO Bank's PRAHLADPUR BANGAR branch, located at NO 177 GR.FLOOR MAIN ROAD PRAHLADPUR BANGAR DELHI 42 IN NEW DELHI ZONE ,NORTH… in PEHLADPUR BANGER, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.