Use this page as a one-stop reference for everything related to The Shamrao Vithal Cooperative Bank's VAPI branch in VAPI, GUJARAT. The branch's IFSC code SVCB0000147 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Shamrao Vithal Cooperative Bank – VAPI is SVCB0000147. The first four letters SVCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000147 map to this branch in VAPI, GUJARAT.
About the bank
The Shamrao Vithal Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vapi branch in Vapi, Gujarat is part of this network and uses the IFSC code SVCB0000147 for all electronic settlement.
Branch details at a glance
| Bank Name | The Shamrao Vithal Cooperative Bank |
|---|---|
| Branch | Vapi |
| IFSC Code | SVCB0000147 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SHANTI COMPLEX,SHOP NO.7&8, PLOT NO.P-50/1,GUNJAN MAIN ROAD, GIDC, VAPI 396 195 |
| City | Vapi |
| District | Valsad |
| State | Gujarat |
| STD Code | 260 |
| Phone | 2400810 |
About the Vapi branch
The Vapi branch of The Shamrao Vithal Cooperative Bank is situated at GROUND FLOOR, SHANTI COMPLEX,SHOP NO.7&8, PLOT NO.P-50/1,GUNJAN MAIN ROAD, GIDC, VAPI 396 195. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SVCB0000147 is used.
Why every The Shamrao Vithal Cooperative Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VAPI of The Shamrao Vithal Cooperative Bank — its own 11-character IFSC. The code SVCB0000147 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SVCB0000147 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Vapi branch is mapped to IFSC SVCB0000147 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SVCB0000147.
Banking services available
The Vapi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 260-2400810.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SVCB0000147
How to transfer money using IFSC SVCB0000147
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0000147 across all three.
NEFT to The Shamrao Vithal Cooperative Bank, VAPI using IFSC SVCB0000147
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0000147, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – VAPI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VAPI
If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's VAPI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0000147 while initiating the transfer and the credit will appear within minutes.
IMPS to The Shamrao Vithal Cooperative Bank VAPI (IFSC SVCB0000147)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVCB0000147 in your mobile or internet banking app, and the money is credited to the VAPI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Vapi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVCB0000147:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VAPI is still linked to IFSC SVCB0000147.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Shamrao Vithal Cooperative Bank's VAPI branch, the IFSC SVCB0000147 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Vapi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVCB0000147 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Shamrao Vithal Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVCB0000147 and the account number together uniquely identify the Vapi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC SVCB0000147
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Shamrao Vithal Cooperative Bank – VAPI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SVCB0000147. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Vapi branch
The branch is located at GROUND FLOOR, SHANTI COMPLEX,SHOP NO.7&8, PLOT NO.P-50/1,GUNJAN MAIN ROAD, GIDC, VAPI 396 195, which puts it inside Vapi, the broader Valsad district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “The Shamrao Vithal Cooperative Bank Vapi branch” — the verified location pin for IFSC SVCB0000147 should appear at the top of the results.
- Confirm the branch is open by calling 260-2400810 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVCB0000147 and your account number.
Verifying IFSC SVCB0000147 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SVCB0000147 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 260-2400810.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vapi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SVCB0000147, however, work 24x7.
Branch address & contact
The Shamrao Vithal Cooperative BankVapi Branch
GROUND FLOOR, SHANTI COMPLEX,SHOP NO.7&8, PLOT NO.P-50/1,GUNJAN MAIN ROAD, GIDC, VAPI 396 195
Vapi, Gujarat
Phone: 260-2400810
IFSC: SVCB0000147
Frequently asked questions
How do I add The Shamrao Vithal Cooperative Bank Vapi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SVCB0000147, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vapi branch but serve different purposes.
What is the phone number of The Shamrao Vithal Cooperative Bank Vapi branch?
You can reach the branch at 260-2400810 during regular banking hours.
Where is The Shamrao Vithal Cooperative Bank Vapi branch located?
The Shamrao Vithal Cooperative Bank's Vapi branch is located at GROUND FLOOR, SHANTI COMPLEX,SHOP NO.7&8, PLOT NO.P-50/1,GUNJAN MAIN ROAD, GIDC, VAPI 396 195, Vapi, Gujarat.
Is IFSC SVCB0000147 valid for NEFT and RTGS?
Yes. IFSC SVCB0000147 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC SVCB0000147 the same for all accounts at Vapi branch?
Yes. The IFSC SVCB0000147 is shared by every account held at The Shamrao Vithal Cooperative Bank's Vapi branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using SVCB0000147 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Shamrao Vithal Cooperative Bank – Vapi reflect within 30 minutes.
Final notes
To recap: SVCB0000147 is the IFSC code of The Shamrao Vithal Cooperative Bank, VAPI branch, in VAPI, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
