If you are searching for the IFSC code of State Bank of India, YAMUNANAGAR S.M.AREA branch in YAMUNANAGAR, HARYANA, this page has every detail you need. The verified IFSC code for this branch is SBIN0050088. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the YAMUNANAGAR S.M.AREA branch, and detailed step-by-step guides for using the IFSC SBIN0050088 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's YAMUNANAGAR S.M.AREA branch, the IFSC SBIN0050088 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 050088 identifies this particular branch.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Yamunanagar S.M.Area |
| IFSC Code | SBIN0050088 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SUGAR MILL AREA POST BOX NO40 HARYANA |
| City | Yamunanagar |
| District | Yamunanagar |
| State | Haryana |
| Phone | 247096 |
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Yamunanagar S.M.Area branch — IFSC SBIN0050088 — extends the bank's services to customers in and around Yamunanagar, Haryana.
About this branch
The branch is located at SUGAR MILL AREA POST BOX NO40 HARYANA. It serves the Yamunanagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0050088 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's YAMUNANAGAR S.M.AREA branch came to be assigned the code SBIN0050088.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0050088, money simply cannot be routed to the YAMUNANAGAR S.M.AREA branch electronically.
How to transfer money using IFSC SBIN0050088
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0050088 across all three.
How to use IFSC SBIN0050088 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's YAMUNANAGAR S.M.AREA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0050088.
- Confirm the bank name auto-populates as State Bank of India and the branch as YAMUNANAGAR S.M.AREA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SBIN0050088
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – YAMUNANAGAR S.M.AREA, ensure your bank's portal accepts IFSC SBIN0050088 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – YAMUNANAGAR S.M.AREA, use IMPS. With IFSC SBIN0050088 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0050088 for State Bank of India – YAMUNANAGAR S.M.AREA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0050088 | Yes – SBIN0050088 | Yes – SBIN0050088 |
For most retail customers crediting the Yamunanagar S.M.Area branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's YAMUNANAGAR S.M.AREA branch, the IFSC SBIN0050088 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Yamunanagar S.M.Area branch is mapped to IFSC SBIN0050088 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0050088.
Products and services
Customers walking into the Yamunanagar S.M.Area branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0050088
MICR & cheque-truncation details
Cheques drawn on the Yamunanagar S.M.Area branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0050088 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Yamunanagar S.M.Area branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0050088 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC SBIN0050088
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – YAMUNANAGAR S.M.AREA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0050088. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Yamunanagar S.M.Area branch
The branch is located at SUGAR MILL AREA POST BOX NO40 HARYANA, which puts it inside Yamunanagar, the broader Yamunanagar district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Yamunanagar S.M.Area branch” — the verified location pin for IFSC SBIN0050088 should appear at the top of the results.
- Confirm the branch is open by calling 247096 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0050088 and your account number.
Verifying IFSC SBIN0050088 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0050088 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 247096.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Yamunanagar S.M.Area are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0050088 continue to work without interruption.
Branch address & contact
State Bank of IndiaYamunanagar S.M.Area Branch
SUGAR MILL AREA POST BOX NO40 HARYANA
Yamunanagar, Haryana
Phone: 247096
IFSC: SBIN0050088
Frequently asked questions
Can I use IFSC SBIN0050088 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0050088 to send funds instantly.
Does State Bank of India Yamunanagar S.M.Area branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 247096 to confirm.
How quickly will an NEFT transfer using SBIN0050088 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Yamunanagar S.M.Area reflect within 30 minutes.
Where is State Bank of India Yamunanagar S.M.Area branch located?
State Bank of India's Yamunanagar S.M.Area branch is located at SUGAR MILL AREA POST BOX NO40 HARYANA, Yamunanagar, Haryana.
Is IFSC SBIN0050088 valid for NEFT and RTGS?
Yes. IFSC SBIN0050088 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of State Bank of India Yamunanagar S.M.Area branch?
You can reach the branch at 247096 during regular banking hours.
Is IFSC SBIN0050088 the same for all accounts at Yamunanagar S.M.Area branch?
Yes. The IFSC SBIN0050088 is shared by every account held at State Bank of India's Yamunanagar S.M.Area branch. Only the account number changes from customer to customer.
Summary
The IFSC code SBIN0050088 belongs to State Bank of India's YAMUNANAGAR S.M.AREA branch, located at SUGAR MILL AREA POST BOX NO40 HARYANA in YAMUNANAGAR, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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