Use this page as a one-stop reference for everything related to State Bank of India's ADALAT branch in WARANGAL, ANDHRA PRADESH. The branch's IFSC code SBIN0021302 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – ADALAT is SBIN0021302. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 021302 map to this branch in WARANGAL, ANDHRA PRADESH.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Adalat |
| IFSC Code | SBIN0021302 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ITCOURTCOMPLEXNAKKALAGUTTAHANUMAKONAITWARANGAL |
| City | Warangal |
| District | Warangal |
| State | Andhra Pradesh |
| STD Code | 870 |
| Phone | 2441456 |
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Adalat branch in Warangal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0021302.
Adalat branch overview
Located at ITCOURTCOMPLEXNAKKALAGUTTAHANUMAKONAITWARANGAL, the Adalat branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0021302 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's ADALAT branch came to be assigned the code SBIN0021302.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0021302, money simply cannot be routed to the ADALAT branch electronically.
How to transfer money using IFSC SBIN0021302
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0021302 across all three.
NEFT to State Bank of India, ADALAT using IFSC SBIN0021302
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0021302, and confirm that the system picks up State Bank of India – ADALAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ADALAT
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's ADALAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0021302 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India ADALAT (IFSC SBIN0021302)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0021302 in your mobile or internet banking app, and the money is credited to the ADALAT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0021302 for State Bank of India – ADALAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0021302 | Yes – SBIN0021302 | Yes – SBIN0021302 |
For most retail customers crediting the Adalat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's ADALAT branch, the IFSC SBIN0021302 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Adalat branch is mapped to IFSC SBIN0021302 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0021302.
Banking services available
The Adalat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 870-2441456.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0021302
MICR & cheque-truncation details
Cheques drawn on the Adalat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0021302 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC SBIN0021302
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the ADALAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0021302 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – ADALAT:
- The IFSC is exactly SBIN0021302 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and ADALAT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Adalat branch
The branch is located at ITCOURTCOMPLEXNAKKALAGUTTAHANUMAKONAITWARANGAL, which puts it inside Warangal, the broader Warangal district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Adalat branch” — the verified location pin for IFSC SBIN0021302 should appear at the top of the results.
- Confirm the branch is open by calling 870-2441456 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0021302 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0021302 for State Bank of India – ADALAT, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Adalat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0021302, however, work 24x7.
Branch address & contact
State Bank of IndiaAdalat Branch
ITCOURTCOMPLEXNAKKALAGUTTAHANUMAKONAITWARANGAL
Warangal, Andhra Pradesh
Phone: 870-2441456
IFSC: SBIN0021302
Frequently asked questions
Where is State Bank of India Adalat branch located?
State Bank of India's Adalat branch is located at ITCOURTCOMPLEXNAKKALAGUTTAHANUMAKONAITWARANGAL, Warangal, Andhra Pradesh.
Does State Bank of India Adalat branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 870-2441456 to confirm.
Is IFSC SBIN0021302 valid for NEFT and RTGS?
Yes. IFSC SBIN0021302 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of State Bank of India Adalat branch?
You can reach the branch at 870-2441456 during regular banking hours.
Is IFSC SBIN0021302 the same for all accounts at Adalat branch?
Yes. The IFSC SBIN0021302 is shared by every account held at State Bank of India's Adalat branch. Only the account number changes from customer to customer.
Can I use IFSC SBIN0021302 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0021302 to send funds instantly.
Final notes
To recap: SBIN0021302 is the IFSC code of State Bank of India, ADALAT branch, in WARANGAL, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
