Below are the complete branch details for State Bank of India, GHANPUR branch, located in WANAPARTHY, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0065404. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0065404 for State Bank of India – GHANPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0065404 is the IFSC of State Bank of India's GHANPUR branch. The format is fixed: SBIN = bank code, 0 = reserved, 065404 = branch identifier.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Ghanpur branch — IFSC SBIN0065404 — extends the bank's services to customers in and around Wanaparthy, Telangana.
About this branch
The branch is located at GHANPUR,H-NO 11-50/1,GHANPUR VILL AND MANDAL,WANAPARTHY DIST-509380. It serves the Wanaparthy region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0065404 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Ghanpur |
| IFSC Code | SBIN0065404 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GHANPUR,H-NO 11-50/1,GHANPUR VILL AND MANDAL,WANAPARTHY DIST-509380 |
| City | Wanaparthy |
| District | Wanaparthy |
| State | Telangana |
| STD Code | 8546 |
| Phone | 9502396247 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's GHANPUR branch came to be assigned the code SBIN0065404.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0065404, money simply cannot be routed to the GHANPUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0065404 and the account number together uniquely identify the Ghanpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SBIN0065404
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0065404 across all three.
How to use IFSC SBIN0065404 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's GHANPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0065404.
- Confirm the bank name auto-populates as State Bank of India and the branch as GHANPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GHANPUR
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's GHANPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0065404 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India GHANPUR (IFSC SBIN0065404)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0065404 in your mobile or internet banking app, and the money is credited to the GHANPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0065404 for State Bank of India – GHANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0065404 | Yes – SBIN0065404 | Yes – SBIN0065404 |
For most retail customers crediting the Ghanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's GHANPUR branch, the IFSC SBIN0065404 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ghanpur branch is mapped to IFSC SBIN0065404 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0065404.
Products and services
Customers walking into the Ghanpur branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0065404
Online banking and IFSC SBIN0065404
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the GHANPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0065404 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Ghanpur branch sits at GHANPUR,H-NO 11-50/1,GHANPUR VILL AND MANDAL,WANAPARTHY DIST-509380. If you are travelling from outside Wanaparthy, search for the branch on a maps application using the bank name and locality, or call 8546-9502396247 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0065404 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – GHANPUR:
- The IFSC is exactly SBIN0065404 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and GHANPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Ghanpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0065404 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0065404 for State Bank of India – GHANPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
State Bank of IndiaGhanpur Branch
GHANPUR,H-NO 11-50/1,GHANPUR VILL AND MANDAL,WANAPARTHY DIST-509380
Wanaparthy, Telangana
Phone: 8546-9502396247
IFSC: SBIN0065404
Frequently asked questions
How quickly will an NEFT transfer using SBIN0065404 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Ghanpur reflect within 30 minutes.
Can I use IFSC SBIN0065404 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0065404 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ghanpur branch but serve different purposes.
Is IFSC SBIN0065404 valid for NEFT and RTGS?
Yes. IFSC SBIN0065404 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is State Bank of India Ghanpur branch located?
State Bank of India's Ghanpur branch is located at GHANPUR,H-NO 11-50/1,GHANPUR VILL AND MANDAL,WANAPARTHY DIST-509380, Wanaparthy, Telangana.
Does State Bank of India Ghanpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8546-9502396247 to confirm.
Final notes
To recap: SBIN0065404 is the IFSC code of State Bank of India, GHANPUR branch, in WANAPARTHY, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
