Use this page as a one-stop reference for everything related to State Bank of India's CAC EAIDHAN branch in WAIDHAN, MADHYA PRADESH. The branch's IFSC code SBIN0061898 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0061898 is the IFSC of State Bank of India's CAC EAIDHAN branch. The format is fixed: SBIN = bank code, 0 = reserved, 061898 = branch identifier.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Cac Eaidhan branch — IFSC SBIN0061898 — extends the bank's services to customers in and around Waidhan, Madhya Pradesh.
Cac Eaidhan branch overview
Located at WAIDHAN MAIN BRANCH PREMISE,NEAR POLICE STATION,WAIDHAN,DIST SINGRAULI,486886 MADHYA PRADESH, the Cac Eaidhan branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0061898 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Cac Eaidhan |
| IFSC Code | SBIN0061898 |
| MICR Code | Refer to cheque leaf |
| Branch Address | WAIDHAN MAIN BRANCH PREMISE,NEAR POLICE STATION,WAIDHAN,DIST SINGRAULI,486886 MADHYA PRADESH |
| City | Waidhan |
| District | Waidhan |
| State | Madhya Pradesh |
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CAC EAIDHAN of State Bank of India — its own 11-character IFSC. The code SBIN0061898 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0061898 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Cac Eaidhan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0061898 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SBIN0061898
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0061898 across all three.
How to use IFSC SBIN0061898 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's CAC EAIDHAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0061898.
- Confirm the bank name auto-populates as State Bank of India and the branch as CAC EAIDHAN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SBIN0061898
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – CAC EAIDHAN, ensure your bank's portal accepts IFSC SBIN0061898 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India CAC EAIDHAN (IFSC SBIN0061898)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0061898 in your mobile or internet banking app, and the money is credited to the CAC EAIDHAN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0061898 for State Bank of India – CAC EAIDHAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0061898 | Yes – SBIN0061898 | Yes – SBIN0061898 |
For most retail customers crediting the Cac Eaidhan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0061898
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – CAC EAIDHAN is still mapped to IFSC SBIN0061898. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0061898 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Cac Eaidhan branch is mapped to IFSC SBIN0061898 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0061898.
Products and services
Customers walking into the Cac Eaidhan branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0061898
Digital banking channels
Most day-to-day work that customers used to do at the Cac Eaidhan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0061898 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Cac Eaidhan branch
The branch is located at WAIDHAN MAIN BRANCH PREMISE,NEAR POLICE STATION,WAIDHAN,DIST SINGRAULI,486886 MADHYA PRADESH, which puts it inside Waidhan, the broader Waidhan district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Cac Eaidhan branch” — the verified location pin for IFSC SBIN0061898 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0061898 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CAC EAIDHAN:
- The IFSC is exactly SBIN0061898 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and CAC EAIDHAN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Cac Eaidhan are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0061898 continue to work without interruption.
Verifying IFSC SBIN0061898 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0061898 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaCac Eaidhan Branch
WAIDHAN MAIN BRANCH PREMISE,NEAR POLICE STATION,WAIDHAN,DIST SINGRAULI,486886 MADHYA PRADESH
Waidhan, Madhya Pradesh
Phone: the branch contact number
IFSC: SBIN0061898
Frequently asked questions
Can I use IFSC SBIN0061898 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0061898 to send funds instantly.
What is the IFSC code of State Bank of India Cac Eaidhan branch?
The IFSC code of State Bank of India, Cac Eaidhan branch is SBIN0061898. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SBIN0061898 valid for NEFT and RTGS?
Yes. IFSC SBIN0061898 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of State Bank of India Cac Eaidhan branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using SBIN0061898 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Cac Eaidhan reflect within 30 minutes.
Where is State Bank of India Cac Eaidhan branch located?
State Bank of India's Cac Eaidhan branch is located at WAIDHAN MAIN BRANCH PREMISE,NEAR POLICE STATION,WAIDHAN,DIST SINGRAULI,486886 MADHYA PRADESH, Waidhan, Madhya Pradesh.
How do I add State Bank of India Cac Eaidhan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0061898, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code SBIN0061898 belongs to State Bank of India's CAC EAIDHAN branch, located at WAIDHAN MAIN BRANCH PREMISE,NEAR POLICE STATION,WAIDHAN,DIST SINGRAULI,486886… in WAIDHAN, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
