IFSC Code of State Bank of India, Spl P Sb Woman Br Visakhapatnam Branch, Andhra Pradesh

If you are searching for the IFSC code of State Bank of India, SPL P SB WOMAN BR VISAKHAPATNAM branch in VISHAKHAPATNAM, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is SBIN0021742. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SPL P SB WOMAN BR VISAKHAPATNAM branch, and detailed step-by-step guides for using the IFSC SBIN0021742 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0021742 is the IFSC of State Bank of India's SPL P SB WOMAN BR VISAKHAPATNAM branch. The format is fixed: SBIN = bank code, 0 = reserved, 021742 = branch identifier.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Spl P Sb Woman Br Visakhapatnam branch — IFSC SBIN0021742 — extends the bank's services to customers in and around Vishakhapatnam, Andhra Pradesh.

Branch details at a glance

Spl P Sb Woman Br Visakhapatnam branch overview

Located at OER, the Spl P Sb Woman Br Visakhapatnam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0021742 is required for all interbank electronic transfers routed through this branch.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SPL P SB WOMAN BR VISAKHAPATNAM of State Bank of India — its own 11-character IFSC. The code SBIN0021742 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0021742 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Spl P Sb Woman Br Visakhapatnam branch is mapped to IFSC SBIN0021742 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0021742.

Banking services available

The Spl P Sb Woman Br Visakhapatnam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 891-2792727.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0021742

How to transfer money using IFSC SBIN0021742

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0021742 across all three.

How to use IFSC SBIN0021742 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's SPL P SB WOMAN BR VISAKHAPATNAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0021742.
4. Confirm the bank name auto-populates as State Bank of India and the branch as SPL P SB WOMAN BR VISAKHAPATNAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SBIN0021742

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – SPL P SB WOMAN BR VISAKHAPATNAM, ensure your bank's portal accepts IFSC SBIN0021742 while registering the beneficiary. RTGS is also available 24x7.

IMPS to State Bank of India SPL P SB WOMAN BR VISAKHAPATNAM (IFSC SBIN0021742)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0021742 in your mobile or internet banking app, and the money is credited to the SPL P SB WOMAN BR VISAKHAPATNAM branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Spl P Sb Woman Br Visakhapatnam

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0021742:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SPL P SB WOMAN BR VISAKHAPATNAM is still linked to IFSC SBIN0021742.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's SPL P SB WOMAN BR VISAKHAPATNAM branch, the IFSC SBIN0021742 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC SBIN0021742

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the SPL P SB WOMAN BR VISAKHAPATNAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0021742 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0021742 and the account number together uniquely identify the Spl P Sb Woman Br Visakhapatnam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – SPL P SB WOMAN BR VISAKHAPATNAM:

• The IFSC is exactly SBIN0021742 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and SPL P SB WOMAN BR VISAKHAPATNAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Spl P Sb Woman Br Visakhapatnam branch sits at OER. If you are travelling from outside Vishakhapatnam, search for the branch on a maps application using the bank name and locality, or call 891-2792727 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0021742 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0021742 for State Bank of India – SPL P SB WOMAN BR VISAKHAPATNAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Spl P Sb Woman Br Visakhapatnam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0021742, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0021742 is the IFSC code of State Bank of India, SPL P SB WOMAN BR VISAKHAPATNAM branch, in VISHAKHAPATNAM, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.