IFSC Code of State Bank of India, Vishakhapatnam Kancherapalem Branch, Andhra Pradesh

Below are the complete branch details for State Bank of India, VISHAKHAPATNAM KANCHERAPALEM branch, located in VISHAKAPATNAM, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0020573. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0020573 for State Bank of India – VISHAKHAPATNAM KANCHERAPALEM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0020573 is the IFSC of State Bank of India's VISHAKHAPATNAM KANCHERAPALEM branch. The format is fixed: SBIN = bank code, 0 = reserved, 020573 = branch identifier.

Branch details at a glance

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vishakhapatnam Kancherapalem branch in Vishakapatnam, Andhra Pradesh is part of this network and uses the IFSC code SBIN0020573 for all electronic settlement.

About the Vishakhapatnam Kancherapalem branch

The Vishakhapatnam Kancherapalem branch of State Bank of India is situated at 7120KANCHERLAPALEMVISAKHAPATNAM. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0020573 is used.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VISHAKHAPATNAM KANCHERAPALEM of State Bank of India — its own 11-character IFSC. The code SBIN0020573 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0020573 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SBIN0020573

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0020573 across all three.

NEFT to State Bank of India, VISHAKHAPATNAM KANCHERAPALEM using IFSC SBIN0020573

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0020573, and confirm that the system picks up State Bank of India – VISHAKHAPATNAM KANCHERAPALEM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VISHAKHAPATNAM KANCHERAPALEM

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's VISHAKHAPATNAM KANCHERAPALEM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0020573 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to State Bank of India – VISHAKHAPATNAM KANCHERAPALEM, use IMPS. With IFSC SBIN0020573 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0020573 for State Bank of India – VISHAKHAPATNAM KANCHERAPALEM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vishakhapatnam Kancherapalem branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0020573

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – VISHAKHAPATNAM KANCHERAPALEM is still mapped to IFSC SBIN0020573. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0020573 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Vishakhapatnam Kancherapalem branch is mapped to IFSC SBIN0020573 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0020573.

Products and services

Customers walking into the Vishakhapatnam Kancherapalem branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0020573

MICR & cheque-truncation details

Cheques drawn on the Vishakhapatnam Kancherapalem branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0020573 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Vishakhapatnam Kancherapalem branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0020573 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – VISHAKHAPATNAM KANCHERAPALEM:

• The IFSC is exactly SBIN0020573 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and VISHAKHAPATNAM KANCHERAPALEM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Vishakhapatnam Kancherapalem branch sits at 7120KANCHERLAPALEMVISAKHAPATNAM. If you are travelling from outside Vishakapatnam, search for the branch on a maps application using the bank name and locality, or call 891-2558498 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0020573 and your account number.

Verifying IFSC SBIN0020573 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0020573 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 891-2558498.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vishakhapatnam Kancherapalem branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0020573, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0020573 belongs to State Bank of India's VISHAKHAPATNAM KANCHERAPALEM branch, located at 7120KANCHERLAPALEMVISAKHAPATNAM in VISHAKAPATNAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.