IFSC Code of State Bank of India, Rasmeccc, Navi Mumbai Branch, Maharashtra

Use this page as a one-stop reference for everything related to State Bank of India's RASMECCC, NAVI MUMBAI branch in VASHI NAVI MUMB, MAHARASHTRA. The branch's IFSC code SBIN0014677 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0014677 is the IFSC of State Bank of India's RASMECCC, NAVI MUMBAI branch. The format is fixed: SBIN = bank code, 0 = reserved, 014677 = branch identifier.

Branch details at a glance

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rasmeccc, Navi Mumbai branch in Vashi Navi Mumb, Maharashtra is part of this network and uses the IFSC code SBIN0014677 for all electronic settlement.

Rasmeccc, Navi Mumbai branch overview

Located at SECTOR 19 C,PLOT NO 179 BY 1,2 DEVGIRI COMPLEX,1ST FLOOR,OPP DANA BAZAR,VASHI,NAVI MUMBAI 400703, the Rasmeccc, Navi Mumbai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0014677 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's RASMECCC, NAVI MUMBAI branch came to be assigned the code SBIN0014677.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0014677, money simply cannot be routed to the RASMECCC, NAVI MUMBAI branch electronically.

How to transfer money using IFSC SBIN0014677

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0014677 across all three.

NEFT to State Bank of India, RASMECCC, NAVI MUMBAI using IFSC SBIN0014677

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0014677, and confirm that the system picks up State Bank of India – RASMECCC, NAVI MUMBAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RASMECCC, NAVI MUMBAI

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's RASMECCC, NAVI MUMBAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0014677 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India RASMECCC, NAVI MUMBAI (IFSC SBIN0014677)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0014677 in your mobile or internet banking app, and the money is credited to the RASMECCC, NAVI MUMBAI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0014677 for State Bank of India – RASMECCC, NAVI MUMBAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Rasmeccc, Navi Mumbai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0014677

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – RASMECCC, NAVI MUMBAI is still mapped to IFSC SBIN0014677. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0014677 and the beneficiary's account number to complete the transfer.

Account types you can open at the Rasmeccc, Navi Mumbai branch

Once you have an account at State Bank of India – RASMECCC, NAVI MUMBAI, the IFSC SBIN0014677 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Rasmeccc, Navi Mumbai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0014677

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0014677 and the account number together uniquely identify the Rasmeccc, Navi Mumbai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Rasmeccc, Navi Mumbai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0014677 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – RASMECCC, NAVI MUMBAI:

• The IFSC is exactly SBIN0014677 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and RASMECCC, NAVI MUMBAI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Rasmeccc, Navi Mumbai branch

The branch is located at SECTOR 19 C,PLOT NO 179 BY 1,2 DEVGIRI COMPLEX,1ST FLOOR,OPP DANA BAZAR,VASHI,NAVI MUMBAI 400703, which puts it inside Vashi Navi Mumb, the broader Raigad district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Rasmeccc, Navi Mumbai branch” — the verified location pin for IFSC SBIN0014677 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0014677 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0014677 for State Bank of India – RASMECCC, NAVI MUMBAI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Rasmeccc, Navi Mumbai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0014677 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0014677 belongs to State Bank of India's RASMECCC, NAVI MUMBAI branch, located at SECTOR 19 C,PLOT NO 179 BY 1,2 DEVGIRI COMPLEX,1ST FLOOR,OPP DANA… in VASHI NAVI MUMB, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.