IFSC Code of State Bank of India, Krishi Utpadan Mandi Samiti Kums ,Mau Branch, Uttar Pradesh

Below are the complete branch details for State Bank of India, KRISHI UTPADAN MANDI SAMITI KUMS ,MAU branch, located in VARANASI, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0064583. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0064583 for State Bank of India – KRISHI UTPADAN MANDI SAMITI KUMS ,MAU — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For State Bank of India's KRISHI UTPADAN MANDI SAMITI KUMS ,MAU branch, the IFSC SBIN0064583 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 064583 identifies this particular branch.

About State Bank of India

State Bank of India operates a wide network of branches across India, including the Krishi Utpadan Mandi Samiti Kums ,Mau branch in Varanasi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0064583.

Branch details at a glance

About this branch

The branch is located at KRISHI UTPADAN MANDI SAMITI,BALLIA MORH,KHWAJAJANPUR,TEHSIL SADAR,DIST.MAU,UTTAR PRADESH 275101. It serves the Varanasi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0064583 is used to identify this branch on the RBI payments network.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KRISHI UTPADAN MANDI SAMITI KUMS ,MAU of State Bank of India — its own 11-character IFSC. The code SBIN0064583 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0064583 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Krishi Utpadan Mandi Samiti Kums ,Mau branch is mapped to IFSC SBIN0064583 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0064583.

Banking services available

The Krishi Utpadan Mandi Samiti Kums ,Mau branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5195-9451150509.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0064583

How to transfer money using IFSC SBIN0064583

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0064583 across all three.

NEFT to State Bank of India, KRISHI UTPADAN MANDI SAMITI KUMS ,MAU using IFSC SBIN0064583

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0064583, and confirm that the system picks up State Bank of India – KRISHI UTPADAN MANDI SAMITI KUMS ,MAU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SBIN0064583

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – KRISHI UTPADAN MANDI SAMITI KUMS ,MAU, ensure your bank's portal accepts IFSC SBIN0064583 while registering the beneficiary. RTGS is also available 24x7.

IMPS to State Bank of India KRISHI UTPADAN MANDI SAMITI KUMS ,MAU (IFSC SBIN0064583)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0064583 in your mobile or internet banking app, and the money is credited to the KRISHI UTPADAN MANDI SAMITI KUMS ,MAU branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Krishi Utpadan Mandi Samiti Kums ,Mau

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0064583:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KRISHI UTPADAN MANDI SAMITI KUMS ,MAU is still linked to IFSC SBIN0064583.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's KRISHI UTPADAN MANDI SAMITI KUMS ,MAU branch, the IFSC SBIN0064583 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC SBIN0064583

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the KRISHI UTPADAN MANDI SAMITI KUMS ,MAU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0064583 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0064583 and the account number together uniquely identify the Krishi Utpadan Mandi Samiti Kums ,Mau branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – KRISHI UTPADAN MANDI SAMITI KUMS ,MAU:

• The IFSC is exactly SBIN0064583 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and KRISHI UTPADAN MANDI SAMITI KUMS ,MAU as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Krishi Utpadan Mandi Samiti Kums ,Mau branch sits at KRISHI UTPADAN MANDI SAMITI,BALLIA MORH,KHWAJAJANPUR,TEHSIL SADAR,DIST.MAU,UTTAR PRADESH 275101. If you are travelling from outside Varanasi, search for the branch on a maps application using the bank name and locality, or call 5195-9451150509 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0064583 and your account number.

Verifying IFSC SBIN0064583 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0064583 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 5195-9451150509.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Krishi Utpadan Mandi Samiti Kums ,Mau are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0064583 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0064583 belongs to State Bank of India's KRISHI UTPADAN MANDI SAMITI KUMS ,MAU branch, located at KRISHI UTPADAN MANDI SAMITI,BALLIA MORH,KHWAJAJANPUR,TEHSIL… in VARANASI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.