IFSC Code of State Bank of India, Currency Administration Cell, Vadodara Branch, Gujarat

Use this page as a one-stop reference for everything related to State Bank of India's CURRENCY ADMINISTRATION CELL, VADODARA branch in VADODARA, GUJARAT. The branch's IFSC code SBIN0010284 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – CURRENCY ADMINISTRATION CELL, VADODARA is SBIN0010284. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 010284 map to this branch in VADODARA, GUJARAT.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Currency Administration Cell, Vadodara branch — IFSC SBIN0010284 — extends the bank's services to customers in and around Vadodara, Gujarat.

About the Currency Administration Cell, Vadodara branch

The Currency Administration Cell, Vadodara branch of State Bank of India is situated at BARODA IND EST BRANCH,GORWA ROAD,GORWA,VADODARA,DIST VADODARA 390 016. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0010284 is used.

Branch details at a glance

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CURRENCY ADMINISTRATION CELL, VADODARA of State Bank of India — its own 11-character IFSC. The code SBIN0010284 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0010284 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Currency Administration Cell, Vadodara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0010284 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC SBIN0010284

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0010284 across all three.

How to use IFSC SBIN0010284 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's CURRENCY ADMINISTRATION CELL, VADODARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0010284.
4. Confirm the bank name auto-populates as State Bank of India and the branch as CURRENCY ADMINISTRATION CELL, VADODARA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CURRENCY ADMINISTRATION CELL, VADODARA

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's CURRENCY ADMINISTRATION CELL, VADODARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0010284 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India CURRENCY ADMINISTRATION CELL, VADODARA (IFSC SBIN0010284)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0010284 in your mobile or internet banking app, and the money is credited to the CURRENCY ADMINISTRATION CELL, VADODARA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Currency Administration Cell, Vadodara

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0010284:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CURRENCY ADMINISTRATION CELL, VADODARA is still linked to IFSC SBIN0010284.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SBIN0010284

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – CURRENCY ADMINISTRATION CELL, VADODARA is still mapped to IFSC SBIN0010284. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0010284 and the beneficiary's account number to complete the transfer.

Account types you can open at the Currency Administration Cell, Vadodara branch

Once you have an account at State Bank of India – CURRENCY ADMINISTRATION CELL, VADODARA, the IFSC SBIN0010284 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Currency Administration Cell, Vadodara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 265-2291275.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0010284

Digital banking channels

Most day-to-day work that customers used to do at the Currency Administration Cell, Vadodara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0010284 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Currency Administration Cell, Vadodara branch sits at BARODA IND EST BRANCH,GORWA ROAD,GORWA,VADODARA,DIST VADODARA 390 016. If you are travelling from outside Vadodara, search for the branch on a maps application using the bank name and locality, or call 265-2291275 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0010284 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CURRENCY ADMINISTRATION CELL, VADODARA:

• The IFSC is exactly SBIN0010284 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and CURRENCY ADMINISTRATION CELL, VADODARA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Currency Administration Cell, Vadodara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0010284, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0010284 for State Bank of India – CURRENCY ADMINISTRATION CELL, VADODARA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0010284 belongs to State Bank of India's CURRENCY ADMINISTRATION CELL, VADODARA branch, located at BARODA IND EST BRANCH,GORWA ROAD,GORWA,VADODARA,DIST VADODARA 390 016 in VADODARA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.