IFSC Code of State Bank of India, Home Loan Centre Hajipur Branch, Bihar

Use this page as a one-stop reference for everything related to State Bank of India's HOME LOAN CENTRE HAJIPUR branch in URBAN, BIHAR. The branch's IFSC code SBIN0064739 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0064739 is the IFSC of State Bank of India's HOME LOAN CENTRE HAJIPUR branch. The format is fixed: SBIN = bank code, 0 = reserved, 064739 = branch identifier.

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Home Loan Centre Hajipur branch in Urban, Bihar is part of this network and uses the IFSC code SBIN0064739 for all electronic settlement.

About this branch

The branch is located at STATE BANK OF INDIA,ANJANPIR BRANCH,NAVIN PLAZA,NEAR ANJANPIR CHOWK,HAJIPUR,VAISHALI 844101. It serves the Urban region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0064739 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's HOME LOAN CENTRE HAJIPUR branch came to be assigned the code SBIN0064739.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0064739, money simply cannot be routed to the HOME LOAN CENTRE HAJIPUR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Home Loan Centre Hajipur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0064739 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC SBIN0064739

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0064739 across all three.

NEFT to State Bank of India, HOME LOAN CENTRE HAJIPUR using IFSC SBIN0064739

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0064739, and confirm that the system picks up State Bank of India – HOME LOAN CENTRE HAJIPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to HOME LOAN CENTRE HAJIPUR

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's HOME LOAN CENTRE HAJIPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0064739 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India HOME LOAN CENTRE HAJIPUR (IFSC SBIN0064739)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0064739 in your mobile or internet banking app, and the money is credited to the HOME LOAN CENTRE HAJIPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0064739 for State Bank of India – HOME LOAN CENTRE HAJIPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Home Loan Centre Hajipur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's HOME LOAN CENTRE HAJIPUR branch, the IFSC SBIN0064739 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Home Loan Centre Hajipur branch is mapped to IFSC SBIN0064739 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0064739.

Products and services

Customers walking into the Home Loan Centre Hajipur branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0064739

Online banking and IFSC SBIN0064739

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the HOME LOAN CENTRE HAJIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0064739 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Home Loan Centre Hajipur branch

The branch is located at STATE BANK OF INDIA,ANJANPIR BRANCH,NAVIN PLAZA,NEAR ANJANPIR CHOWK,HAJIPUR,VAISHALI 844101, which puts it inside Urban, the broader Urban district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Home Loan Centre Hajipur branch” — the verified location pin for IFSC SBIN0064739 should appear at the top of the results.
2. Confirm the branch is open by calling 7004643665 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0064739 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – HOME LOAN CENTRE HAJIPUR:

• The IFSC is exactly SBIN0064739 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and HOME LOAN CENTRE HAJIPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Home Loan Centre Hajipur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0064739, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0064739 for State Bank of India – HOME LOAN CENTRE HAJIPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0064739 is the IFSC code of State Bank of India, HOME LOAN CENTRE HAJIPUR branch, in URBAN, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.