IFSC Code of State Bank of India, Digital Banking Unit Adugodi Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, DIGITAL BANKING UNIT ADUGODI branch in URBAN. The 11-digit IFSC SBIN0065209 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the DIGITAL BANKING UNIT ADUGODI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – DIGITAL BANKING UNIT ADUGODI is SBIN0065209. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 065209 map to this branch in URBAN, KARNATAKA.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Digital Banking Unit Adugodi branch — IFSC SBIN0065209 — extends the bank's services to customers in and around Urban, Karnataka.

About the Digital Banking Unit Adugodi branch

The Digital Banking Unit Adugodi branch of State Bank of India is situated at DIGITAL BANKING UNIT NO.59/2,GROUND FLOOR,VIMRATH TOWER LASKAR HOSUR ROAD,ADUGODI BENGALURU-560030. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0065209 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's DIGITAL BANKING UNIT ADUGODI branch came to be assigned the code SBIN0065209.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0065209, money simply cannot be routed to the DIGITAL BANKING UNIT ADUGODI branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Digital Banking Unit Adugodi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0065209 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC SBIN0065209

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0065209 across all three.

NEFT to State Bank of India, DIGITAL BANKING UNIT ADUGODI using IFSC SBIN0065209

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0065209, and confirm that the system picks up State Bank of India – DIGITAL BANKING UNIT ADUGODI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DIGITAL BANKING UNIT ADUGODI

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's DIGITAL BANKING UNIT ADUGODI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0065209 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to State Bank of India – DIGITAL BANKING UNIT ADUGODI, use IMPS. With IFSC SBIN0065209 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Digital Banking Unit Adugodi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0065209:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DIGITAL BANKING UNIT ADUGODI is still linked to IFSC SBIN0065209.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's DIGITAL BANKING UNIT ADUGODI branch, the IFSC SBIN0065209 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Digital Banking Unit Adugodi branch is mapped to IFSC SBIN0065209 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0065209.

Products and services

Customers walking into the Digital Banking Unit Adugodi branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0065209

Digital banking channels

Most day-to-day work that customers used to do at the Digital Banking Unit Adugodi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0065209 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Digital Banking Unit Adugodi branch

The branch is located at DIGITAL BANKING UNIT NO.59/2,GROUND FLOOR,VIMRATH TOWER LASKAR HOSUR ROAD,ADUGODI BENGALURU-560030, which puts it inside Urban, the broader Urban district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Digital Banking Unit Adugodi branch” — the verified location pin for IFSC SBIN0065209 should appear at the top of the results.
2. Confirm the branch is open by calling 80-7892328292 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0065209 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – DIGITAL BANKING UNIT ADUGODI:

• The IFSC is exactly SBIN0065209 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and DIGITAL BANKING UNIT ADUGODI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Digital Banking Unit Adugodi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0065209 continue to work without interruption.

Verifying IFSC SBIN0065209 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0065209 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 80-7892328292.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0065209 is the IFSC code of State Bank of India, DIGITAL BANKING UNIT ADUGODI branch, in URBAN, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.