Use this page as a one-stop reference for everything related to State Bank of India's MADAV NAGAR, UJJAIN branch in UJJAIN, MADHYA PRADESH. The branch's IFSC code SBIN0001309 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's MADAV NAGAR, UJJAIN branch, the IFSC SBIN0001309 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 001309 identifies this particular branch.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Madav Nagar, Ujjain branch in Ujjain. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0001309.
About this branch
The branch is located at UNIVERSITY ROAD,UJJAIN,M.P.,PIN 456001. It serves the Ujjain region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0001309 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Madav Nagar, Ujjain |
| IFSC Code | SBIN0001309 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UNIVERSITY ROAD,UJJAIN,M.P.,PIN 456001 |
| City | Ujjain |
| District | Ujjain |
| State | Madhya Pradesh |
| STD Code | 0 |
| Phone | 0 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's MADAV NAGAR, UJJAIN branch came to be assigned the code SBIN0001309.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0001309, money simply cannot be routed to the MADAV NAGAR, UJJAIN branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Madav Nagar, Ujjain branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0001309 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SBIN0001309
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0001309 across all three.
NEFT to State Bank of India, MADAV NAGAR, UJJAIN using IFSC SBIN0001309
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0001309, and confirm that the system picks up State Bank of India – MADAV NAGAR, UJJAIN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MADAV NAGAR, UJJAIN
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's MADAV NAGAR, UJJAIN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0001309 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India MADAV NAGAR, UJJAIN (IFSC SBIN0001309)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0001309 in your mobile or internet banking app, and the money is credited to the MADAV NAGAR, UJJAIN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0001309 for State Bank of India – MADAV NAGAR, UJJAIN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0001309 | Yes – SBIN0001309 | Yes – SBIN0001309 |
For most retail customers crediting the Madav Nagar, Ujjain branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0001309
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – MADAV NAGAR, UJJAIN is still mapped to IFSC SBIN0001309. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0001309 and the beneficiary's account number to complete the transfer.
Account types you can open at the Madav Nagar, Ujjain branch
Once you have an account at State Bank of India – MADAV NAGAR, UJJAIN, the IFSC SBIN0001309 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Madav Nagar, Ujjain branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0001309
Online banking and IFSC SBIN0001309
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the MADAV NAGAR, UJJAIN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0001309 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Madav Nagar, Ujjain branch sits at UNIVERSITY ROAD,UJJAIN,M.P.,PIN 456001. If you are travelling from outside Ujjain, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0001309 and your account number.
Common mistakes to avoid when using IFSC SBIN0001309
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – MADAV NAGAR, UJJAIN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0001309. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Madav Nagar, Ujjain branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0001309, however, work 24x7.
Verifying IFSC SBIN0001309 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0001309 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaMadav Nagar, Ujjain Branch
UNIVERSITY ROAD,UJJAIN,M.P.,PIN 456001
Ujjain, Madhya Pradesh
Phone: 0
IFSC: SBIN0001309
Frequently asked questions
How do I add State Bank of India Madav Nagar, Ujjain as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0001309, and complete OTP verification. Once activated, you can transfer funds at any time.
Does State Bank of India Madav Nagar, Ujjain branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Madav Nagar, Ujjain branch but serve different purposes.
Where is State Bank of India Madav Nagar, Ujjain branch located?
State Bank of India's Madav Nagar, Ujjain branch is located at UNIVERSITY ROAD,UJJAIN,M.P.,PIN 456001, Ujjain, Madhya Pradesh.
How quickly will an NEFT transfer using SBIN0001309 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Madav Nagar, Ujjain reflect within 30 minutes.
What is the IFSC code of State Bank of India Madav Nagar, Ujjain branch?
The IFSC code of State Bank of India, Madav Nagar, Ujjain branch is SBIN0001309. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of State Bank of India Madav Nagar, Ujjain branch?
You can reach the branch at 0 during regular banking hours.
Can I use IFSC SBIN0001309 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0001309 to send funds instantly.
Summary
The IFSC code SBIN0001309 belongs to State Bank of India's MADAV NAGAR, UJJAIN branch, located at UNIVERSITY ROAD,UJJAIN,M.P.,PIN 456001 in UJJAIN, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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