IFSC Code of State Bank of India, Udhna Udyog Nagar, Surat Branch, Gujarat

Use this page as a one-stop reference for everything related to State Bank of India's UDHNA UDYOG NAGAR, SURAT branch in UDHNA, GUJARAT. The branch's IFSC code SBIN0000577 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0000577 is the IFSC of State Bank of India's UDHNA UDYOG NAGAR, SURAT branch. The format is fixed: SBIN = bank code, 0 = reserved, 000577 = branch identifier.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Udhna Udyog Nagar, Surat branch — IFSC SBIN0000577 — extends the bank's services to customers in and around Udhna, Gujarat.

About the Udhna Udyog Nagar, Surat branch

The Udhna Udyog Nagar, Surat branch of State Bank of India is situated at PLOT NO.A 25 BY 9 TO 12, ROAD NO-15 MAHATMA GANDHI ROAD, UDHNA UDYOG NAGAR,GUJRAT 394210. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0000577 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's UDHNA UDYOG NAGAR, SURAT branch came to be assigned the code SBIN0000577.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0000577, money simply cannot be routed to the UDHNA UDYOG NAGAR, SURAT branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Udhna Udyog Nagar, Surat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0000577 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC SBIN0000577

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0000577 across all three.

How to use IFSC SBIN0000577 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's UDHNA UDYOG NAGAR, SURAT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0000577.
4. Confirm the bank name auto-populates as State Bank of India and the branch as UDHNA UDYOG NAGAR, SURAT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to UDHNA UDYOG NAGAR, SURAT

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's UDHNA UDYOG NAGAR, SURAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0000577 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India UDHNA UDYOG NAGAR, SURAT (IFSC SBIN0000577)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0000577 in your mobile or internet banking app, and the money is credited to the UDHNA UDYOG NAGAR, SURAT branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0000577 for State Bank of India – UDHNA UDYOG NAGAR, SURAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Udhna Udyog Nagar, Surat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0000577

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – UDHNA UDYOG NAGAR, SURAT is still mapped to IFSC SBIN0000577. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0000577 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Udhna Udyog Nagar, Surat branch is mapped to IFSC SBIN0000577 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0000577.

Products and services

Customers walking into the Udhna Udyog Nagar, Surat branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0000577

Digital banking channels

Most day-to-day work that customers used to do at the Udhna Udyog Nagar, Surat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0000577 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Udhna Udyog Nagar, Surat branch

The branch is located at PLOT NO.A 25 BY 9 TO 12, ROAD NO-15 MAHATMA GANDHI ROAD, UDHNA UDYOG NAGAR,GUJRAT 394210, which puts it inside Udhna, the broader Surat district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Udhna Udyog Nagar, Surat branch” — the verified location pin for IFSC SBIN0000577 should appear at the top of the results.
2. Confirm the branch is open by calling 261-2271012 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0000577 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – UDHNA UDYOG NAGAR, SURAT:

• The IFSC is exactly SBIN0000577 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and UDHNA UDYOG NAGAR, SURAT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Udhna Udyog Nagar, Surat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0000577 continue to work without interruption.

Verifying IFSC SBIN0000577 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0000577 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 261-2271012.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0000577 is the IFSC code of State Bank of India, UDHNA UDYOG NAGAR, SURAT branch, in UDHNA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.