IFSC Code of State Bank of India, The Art of Living Branch Udayapura Branch, Karnataka

Use this page as a one-stop reference for everything related to State Bank of India's THE ART OF LIVING BRANCH UDAYAPURA branch in UDAYAPURA, KARNATAKA. The branch's IFSC code SBIN0040871 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – THE ART OF LIVING BRANCH UDAYAPURA is SBIN0040871. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 040871 map to this branch in UDAYAPURA, KARNATAKA.

About State Bank of India

State Bank of India operates a wide network of branches across India, including the The Art of Living Branch Udayapura branch in Udayapura. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0040871.

Branch details at a glance

About the The Art of Living Branch Udayapura branch

The The Art of Living Branch Udayapura branch of State Bank of India is situated at VED VIGNAN MAHA VIDYA PEETH,21 ST KM,KANAKAPURA MAIN RD,UDAYAPURA,BANGALORE 560 082. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0040871 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's THE ART OF LIVING BRANCH UDAYAPURA branch came to be assigned the code SBIN0040871.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0040871, money simply cannot be routed to the THE ART OF LIVING BRANCH UDAYAPURA branch electronically.

Products and account variants supported

Every account opened at the The Art of Living Branch Udayapura branch is mapped to IFSC SBIN0040871 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0040871.

Banking services available

The The Art of Living Branch Udayapura branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-28432126.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0040871

How to transfer money using IFSC SBIN0040871

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0040871 across all three.

How to use IFSC SBIN0040871 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's THE ART OF LIVING BRANCH UDAYAPURA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0040871.
4. Confirm the bank name auto-populates as State Bank of India and the branch as THE ART OF LIVING BRANCH UDAYAPURA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE ART OF LIVING BRANCH UDAYAPURA

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's THE ART OF LIVING BRANCH UDAYAPURA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0040871 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India THE ART OF LIVING BRANCH UDAYAPURA (IFSC SBIN0040871)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0040871 in your mobile or internet banking app, and the money is credited to the THE ART OF LIVING BRANCH UDAYAPURA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0040871 for State Bank of India – THE ART OF LIVING BRANCH UDAYAPURA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Art of Living Branch Udayapura branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0040871

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – THE ART OF LIVING BRANCH UDAYAPURA is still mapped to IFSC SBIN0040871. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0040871 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The Art of Living Branch Udayapura branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0040871 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the The Art of Living Branch Udayapura branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0040871 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC SBIN0040871

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – THE ART OF LIVING BRANCH UDAYAPURA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SBIN0040871.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Art of Living Branch Udayapura branch

The branch is located at VED VIGNAN MAHA VIDYA PEETH,21 ST KM,KANAKAPURA MAIN RD,UDAYAPURA,BANGALORE 560 082, which puts it inside Udayapura, the broader Udayapura district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India The Art of Living Branch Udayapura branch” — the verified location pin for IFSC SBIN0040871 should appear at the top of the results.
2. Confirm the branch is open by calling 80-28432126 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0040871 and your account number.

Verifying IFSC SBIN0040871 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0040871 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 80-28432126.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Art of Living Branch Udayapura branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0040871, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0040871 is the IFSC code of State Bank of India, THE ART OF LIVING BRANCH UDAYAPURA branch, in UDAYAPURA, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.