IFSC Code of State Bank of India, Goverdhan Villas Udaipur Branch, Rajasthan

Use this page as a one-stop reference for everything related to State Bank of India's GOVERDHAN VILLAS UDAIPUR branch in UDAIPUR, RAJASTHAN. The branch's IFSC code SBIN0016178 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For State Bank of India's GOVERDHAN VILLAS UDAIPUR branch, the IFSC SBIN0016178 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 016178 identifies this particular branch.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Goverdhan Villas Udaipur branch — IFSC SBIN0016178 — extends the bank's services to customers in and around Udaipur, Rajasthan.

About the Goverdhan Villas Udaipur branch

The Goverdhan Villas Udaipur branch of State Bank of India is situated at 3/9, H.B.COLONY,MAIN ROAD, GOVERDHAN VILLAS, DIST. UDAIPUR, RAJASTHAN 311002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0016178 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's GOVERDHAN VILLAS UDAIPUR branch came to be assigned the code SBIN0016178.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0016178, money simply cannot be routed to the GOVERDHAN VILLAS UDAIPUR branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0016178 and the account number together uniquely identify the Goverdhan Villas Udaipur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SBIN0016178

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0016178 across all three.

NEFT to State Bank of India, GOVERDHAN VILLAS UDAIPUR using IFSC SBIN0016178

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0016178, and confirm that the system picks up State Bank of India – GOVERDHAN VILLAS UDAIPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GOVERDHAN VILLAS UDAIPUR

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's GOVERDHAN VILLAS UDAIPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0016178 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India GOVERDHAN VILLAS UDAIPUR (IFSC SBIN0016178)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0016178 in your mobile or internet banking app, and the money is credited to the GOVERDHAN VILLAS UDAIPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Goverdhan Villas Udaipur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0016178:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GOVERDHAN VILLAS UDAIPUR is still linked to IFSC SBIN0016178.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SBIN0016178

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – GOVERDHAN VILLAS UDAIPUR is still mapped to IFSC SBIN0016178. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0016178 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Goverdhan Villas Udaipur branch is mapped to IFSC SBIN0016178 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0016178.

Banking services available

The Goverdhan Villas Udaipur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 294-2641137.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0016178

Online banking and IFSC SBIN0016178

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the GOVERDHAN VILLAS UDAIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0016178 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Goverdhan Villas Udaipur branch

The branch is located at 3/9, H.B.COLONY,MAIN ROAD, GOVERDHAN VILLAS, DIST. UDAIPUR, RAJASTHAN 311002, which puts it inside Udaipur, the broader Udaipur district, and the state of Rajasthan. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Goverdhan Villas Udaipur branch” — the verified location pin for IFSC SBIN0016178 should appear at the top of the results.
2. Confirm the branch is open by calling 294-2641137 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0016178 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – GOVERDHAN VILLAS UDAIPUR:

• The IFSC is exactly SBIN0016178 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and GOVERDHAN VILLAS UDAIPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Goverdhan Villas Udaipur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0016178 continue to work without interruption.

Verifying IFSC SBIN0016178 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0016178 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 294-2641137.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0016178 belongs to State Bank of India's GOVERDHAN VILLAS UDAIPUR branch, located at 3/9, H.B.COLONY,MAIN ROAD, GOVERDHAN VILLAS, DIST. UDAIPUR, RAJASTHAN 311002 in UDAIPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.