IFSC Code of State Bank of India, R and Db Retail Asset Credit Centre Tumkur Branch, Karnataka

Below are the complete branch details for State Bank of India, R AND DB RETAIL ASSET CREDIT CENTRE TUMKUR branch, located in TUMAKURU, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0063083. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0063083 for State Bank of India – R AND DB RETAIL ASSET CREDIT CENTRE TUMKUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For State Bank of India's R AND DB RETAIL ASSET CREDIT CENTRE TUMKUR branch, the IFSC SBIN0063083 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 063083 identifies this particular branch.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The R and Db Retail Asset Credit Centre Tumkur branch — IFSC SBIN0063083 — extends the bank's services to customers in and around Tumakuru, Karnataka.

About the R and Db Retail Asset Credit Centre Tumkur branch

The R and Db Retail Asset Credit Centre Tumkur branch of State Bank of India is situated at PB NO.5, NO.97 1, BANK ROAD, TUMKUR BRANCH, TUMKUR 572101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0063083 is used.

Branch details at a glance

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including R AND DB RETAIL ASSET CREDIT CENTRE TUMKUR of State Bank of India — its own 11-character IFSC. The code SBIN0063083 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0063083 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0063083 and the account number together uniquely identify the R and Db Retail Asset Credit Centre Tumkur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SBIN0063083

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0063083 across all three.

NEFT to State Bank of India, R AND DB RETAIL ASSET CREDIT CENTRE TUMKUR using IFSC SBIN0063083

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0063083, and confirm that the system picks up State Bank of India – R AND DB RETAIL ASSET CREDIT CENTRE TUMKUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to R AND DB RETAIL ASSET CREDIT CENTRE TUMKUR

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's R AND DB RETAIL ASSET CREDIT CENTRE TUMKUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0063083 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to State Bank of India – R AND DB RETAIL ASSET CREDIT CENTRE TUMKUR, use IMPS. With IFSC SBIN0063083 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to R and Db Retail Asset Credit Centre Tumkur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0063083:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at R AND DB RETAIL ASSET CREDIT CENTRE TUMKUR is still linked to IFSC SBIN0063083.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's R AND DB RETAIL ASSET CREDIT CENTRE TUMKUR branch, the IFSC SBIN0063083 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the R and Db Retail Asset Credit Centre Tumkur branch

Once you have an account at State Bank of India – R AND DB RETAIL ASSET CREDIT CENTRE TUMKUR, the IFSC SBIN0063083 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the R and Db Retail Asset Credit Centre Tumkur branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0063083

Online banking and IFSC SBIN0063083

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the R AND DB RETAIL ASSET CREDIT CENTRE TUMKUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0063083 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the R and Db Retail Asset Credit Centre Tumkur branch

The branch is located at PB NO.5, NO.97 1, BANK ROAD, TUMKUR BRANCH, TUMKUR 572101, which puts it inside Tumakuru, the broader Tumakuru district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India R and Db Retail Asset Credit Centre Tumkur branch” — the verified location pin for IFSC SBIN0063083 should appear at the top of the results.
2. Confirm the branch is open by calling 9448993113 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0063083 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – R AND DB RETAIL ASSET CREDIT CENTRE TUMKUR:

• The IFSC is exactly SBIN0063083 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and R AND DB RETAIL ASSET CREDIT CENTRE TUMKUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at R and Db Retail Asset Credit Centre Tumkur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0063083 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0063083 for State Bank of India – R AND DB RETAIL ASSET CREDIT CENTRE TUMKUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0063083 is the IFSC code of State Bank of India, R AND DB RETAIL ASSET CREDIT CENTRE TUMKUR branch, in TUMAKURU, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.