If you are searching for the IFSC code of State Bank of India, THURAL branch in THURAL, HIMACHAL PRADESH, this page has every detail you need. The verified IFSC code for this branch is SBIN0015144. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THURAL branch, and detailed step-by-step guides for using the IFSC SBIN0015144 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's THURAL branch, the IFSC SBIN0015144 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 015144 identifies this particular branch.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Thural branch in Thural. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0015144.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Thural |
| IFSC Code | SBIN0015144 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VPO THURAL TEHSIL JAISINGHPUR DISTT KANGRA H.P. 176107 |
| City | Thural |
| District | Kangra |
| State | Himachal Pradesh |
About the Thural branch
The Thural branch of State Bank of India is situated at VPO THURAL TEHSIL JAISINGHPUR DISTT KANGRA H.P. 176107. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0015144 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's THURAL branch came to be assigned the code SBIN0015144.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0015144, money simply cannot be routed to the THURAL branch electronically.
Products and account variants supported
Every account opened at the Thural branch is mapped to IFSC SBIN0015144 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0015144.
Products and services
Customers walking into the Thural branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0015144
How to transfer money using IFSC SBIN0015144
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0015144 across all three.
How to use IFSC SBIN0015144 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's THURAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0015144.
- Confirm the bank name auto-populates as State Bank of India and the branch as THURAL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to THURAL
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's THURAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0015144 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India THURAL (IFSC SBIN0015144)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0015144 in your mobile or internet banking app, and the money is credited to the THURAL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0015144 for State Bank of India – THURAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0015144 | Yes – SBIN0015144 | Yes – SBIN0015144 |
For most retail customers crediting the Thural branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0015144
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – THURAL is still mapped to IFSC SBIN0015144. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0015144 and the beneficiary's account number to complete the transfer.
Online banking and IFSC SBIN0015144
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the THURAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0015144 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Thural branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0015144 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC SBIN0015144
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – THURAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0015144. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Thural branch sits at VPO THURAL TEHSIL JAISINGHPUR DISTT KANGRA H.P. 176107. If you are travelling from outside Thural, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0015144 and your account number.
Verifying IFSC SBIN0015144 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0015144 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thural branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0015144, however, work 24x7.
Branch address & contact
State Bank of IndiaThural Branch
VPO THURAL TEHSIL JAISINGHPUR DISTT KANGRA H.P. 176107
Thural, Himachal Pradesh
Phone: the branch contact number
IFSC: SBIN0015144
Frequently asked questions
What is the IFSC code of State Bank of India Thural branch?
The IFSC code of State Bank of India, Thural branch is SBIN0015144. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add State Bank of India Thural as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0015144, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0015144 the same for all accounts at Thural branch?
Yes. The IFSC SBIN0015144 is shared by every account held at State Bank of India's Thural branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thural branch but serve different purposes.
What is the phone number of State Bank of India Thural branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using SBIN0015144 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Thural reflect within 30 minutes.
Where is State Bank of India Thural branch located?
State Bank of India's Thural branch is located at VPO THURAL TEHSIL JAISINGHPUR DISTT KANGRA H.P. 176107, Thural, Himachal Pradesh.
Does State Bank of India Thural branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Summary
The IFSC code SBIN0015144 belongs to State Bank of India's THURAL branch, located at VPO THURAL TEHSIL JAISINGHPUR DISTT KANGRA H.P. 176107 in THURAL, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
