Below are the complete branch details for State Bank of India, THUMBA branch, located in THUMBA, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0002279. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0002279 for State Bank of India – THUMBA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0002279 is the IFSC of State Bank of India's THUMBA branch. The format is fixed: SBIN = bank code, 0 = reserved, 002279 = branch identifier.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Thumba branch — IFSC SBIN0002279 — extends the bank's services to customers in and around Thumba, Kerala.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Thumba |
| IFSC Code | SBIN0002279 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P.B.NO.4400,P.O.I.S.R.O THUMBA,THIRUVANANTHAPURAM |
| City | Thumba |
| District | Trivandrum |
| State | Kerala |
| STD Code | 471 |
| Phone | 2706099 |
Thumba branch overview
Located at P.B.NO.4400,P.O.I.S.R.O THUMBA,THIRUVANANTHAPURAM, the Thumba branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0002279 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's THUMBA branch came to be assigned the code SBIN0002279.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0002279, money simply cannot be routed to the THUMBA branch electronically.
Products and account variants supported
Every account opened at the Thumba branch is mapped to IFSC SBIN0002279 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0002279.
Products and services
Customers walking into the Thumba branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0002279
How to transfer money using IFSC SBIN0002279
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0002279 across all three.
NEFT to State Bank of India, THUMBA using IFSC SBIN0002279
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0002279, and confirm that the system picks up State Bank of India – THUMBA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0002279
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – THUMBA, ensure your bank's portal accepts IFSC SBIN0002279 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – THUMBA, use IMPS. With IFSC SBIN0002279 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0002279 for State Bank of India – THUMBA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0002279 | Yes – SBIN0002279 | Yes – SBIN0002279 |
For most retail customers crediting the Thumba branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's THUMBA branch, the IFSC SBIN0002279 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC SBIN0002279
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the THUMBA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0002279 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Thumba branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0002279 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – THUMBA:
- The IFSC is exactly SBIN0002279 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and THUMBA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Thumba branch
The branch is located at P.B.NO.4400,P.O.I.S.R.O THUMBA,THIRUVANANTHAPURAM, which puts it inside Thumba, the broader Trivandrum district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Thumba branch” — the verified location pin for IFSC SBIN0002279 should appear at the top of the results.
- Confirm the branch is open by calling 471-2706099 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0002279 and your account number.
Verifying IFSC SBIN0002279 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0002279 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 471-2706099.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thumba branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0002279, however, work 24x7.
Branch address & contact
State Bank of IndiaThumba Branch
P.B.NO.4400,P.O.I.S.R.O THUMBA,THIRUVANANTHAPURAM
Thumba, Kerala
Phone: 471-2706099
IFSC: SBIN0002279
Frequently asked questions
Is IFSC SBIN0002279 valid for NEFT and RTGS?
Yes. IFSC SBIN0002279 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does State Bank of India Thumba branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 471-2706099 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thumba branch but serve different purposes.
Where is State Bank of India Thumba branch located?
State Bank of India's Thumba branch is located at P.B.NO.4400,P.O.I.S.R.O THUMBA,THIRUVANANTHAPURAM, Thumba, Kerala.
What is the phone number of State Bank of India Thumba branch?
You can reach the branch at 471-2706099 during regular banking hours.
How quickly will an NEFT transfer using SBIN0002279 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Thumba reflect within 30 minutes.
How do I add State Bank of India Thumba as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0002279, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code SBIN0002279 belongs to State Bank of India's THUMBA branch, located at P.B.NO.4400,P.O.I.S.R.O THUMBA,THIRUVANANTHAPURAM in THUMBA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
