IFSC Code of State Bank of India, Service Branch, Thiruvananthapuram Branch, Kerala

This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, SERVICE BRANCH, THIRUVANANTHAPURAM branch in THRIVENDRAM. The 11-digit IFSC SBIN0009840 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the SERVICE BRANCH, THIRUVANANTHAPURAM location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0009840 is the IFSC of State Bank of India's SERVICE BRANCH, THIRUVANANTHAPURAM branch. The format is fixed: SBIN = bank code, 0 = reserved, 009840 = branch identifier.

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Service Branch, Thiruvananthapuram branch in Thrivendram, Kerala is part of this network and uses the IFSC code SBIN0009840 for all electronic settlement.

About this branch

The branch is located at CENTRAL PLAZA BUILDING, VAZHUTHAKADU, TRIVENDRUM KERALA 695 014. It serves the Thrivendram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0009840 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's SERVICE BRANCH, THIRUVANANTHAPURAM branch came to be assigned the code SBIN0009840.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0009840, money simply cannot be routed to the SERVICE BRANCH, THIRUVANANTHAPURAM branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Service Branch, Thiruvananthapuram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0009840 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC SBIN0009840

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0009840 across all three.

NEFT to State Bank of India, SERVICE BRANCH, THIRUVANANTHAPURAM using IFSC SBIN0009840

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0009840, and confirm that the system picks up State Bank of India – SERVICE BRANCH, THIRUVANANTHAPURAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SBIN0009840

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – SERVICE BRANCH, THIRUVANANTHAPURAM, ensure your bank's portal accepts IFSC SBIN0009840 while registering the beneficiary. RTGS is also available 24x7.

IMPS to State Bank of India SERVICE BRANCH, THIRUVANANTHAPURAM (IFSC SBIN0009840)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0009840 in your mobile or internet banking app, and the money is credited to the SERVICE BRANCH, THIRUVANANTHAPURAM branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0009840 for State Bank of India – SERVICE BRANCH, THIRUVANANTHAPURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Service Branch, Thiruvananthapuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's SERVICE BRANCH, THIRUVANANTHAPURAM branch, the IFSC SBIN0009840 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Service Branch, Thiruvananthapuram branch is mapped to IFSC SBIN0009840 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0009840.

Products and services

Customers walking into the Service Branch, Thiruvananthapuram branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0009840

Online banking and IFSC SBIN0009840

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the SERVICE BRANCH, THIRUVANANTHAPURAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0009840 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Service Branch, Thiruvananthapuram branch

The branch is located at CENTRAL PLAZA BUILDING, VAZHUTHAKADU, TRIVENDRUM KERALA 695 014, which puts it inside Thrivendram, the broader Trivandrum district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Service Branch, Thiruvananthapuram branch” — the verified location pin for IFSC SBIN0009840 should appear at the top of the results.
2. Confirm the branch is open by calling 471-2327131 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0009840 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – SERVICE BRANCH, THIRUVANANTHAPURAM:

• The IFSC is exactly SBIN0009840 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and SERVICE BRANCH, THIRUVANANTHAPURAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Service Branch, Thiruvananthapuram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0009840 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0009840 for State Bank of India – SERVICE BRANCH, THIRUVANANTHAPURAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0009840 is the IFSC code of State Bank of India, SERVICE BRANCH, THIRUVANANTHAPURAM branch, in THRIVENDRAM, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.