Use this page as a one-stop reference for everything related to State Bank of India's PALANICHETTIPATTI branch in THENI, TAMIL NADU. The branch's IFSC code SBIN0013834 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – PALANICHETTIPATTI is SBIN0013834. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 013834 map to this branch in THENI, TAMIL NADU.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Palanichettipatti |
| IFSC Code | SBIN0013834 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THENI CUMBUM MAIN ROAD,PALANICHETTIPATTI TOWN,THENI TALUK |
| City | Theni |
| District | Theni |
| State | Tamil Nadu |
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Palanichettipatti branch in Theni, Tamil Nadu is part of this network and uses the IFSC code SBIN0013834 for all electronic settlement.
About this branch
The branch is located at THENI CUMBUM MAIN ROAD,PALANICHETTIPATTI TOWN,THENI TALUK. It serves the Theni region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0013834 is used to identify this branch on the RBI payments network.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PALANICHETTIPATTI of State Bank of India — its own 11-character IFSC. The code SBIN0013834 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0013834 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SBIN0013834
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0013834 across all three.
NEFT to State Bank of India, PALANICHETTIPATTI using IFSC SBIN0013834
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0013834, and confirm that the system picks up State Bank of India – PALANICHETTIPATTI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PALANICHETTIPATTI
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's PALANICHETTIPATTI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0013834 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India PALANICHETTIPATTI (IFSC SBIN0013834)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0013834 in your mobile or internet banking app, and the money is credited to the PALANICHETTIPATTI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0013834 for State Bank of India – PALANICHETTIPATTI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0013834 | Yes – SBIN0013834 | Yes – SBIN0013834 |
For most retail customers crediting the Palanichettipatti branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SBIN0013834
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – PALANICHETTIPATTI is still mapped to IFSC SBIN0013834. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0013834 and the beneficiary's account number to complete the transfer.
Account types you can open at the Palanichettipatti branch
Once you have an account at State Bank of India – PALANICHETTIPATTI, the IFSC SBIN0013834 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Palanichettipatti branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0013834
MICR & cheque-truncation details
Cheques drawn on the Palanichettipatti branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0013834 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Palanichettipatti branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0013834 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – PALANICHETTIPATTI:
- The IFSC is exactly SBIN0013834 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and PALANICHETTIPATTI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Palanichettipatti branch
The branch is located at THENI CUMBUM MAIN ROAD,PALANICHETTIPATTI TOWN,THENI TALUK, which puts it inside Theni, the broader Theni district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Palanichettipatti branch” — the verified location pin for IFSC SBIN0013834 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0013834 and your account number.
Verifying IFSC SBIN0013834 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0013834 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Palanichettipatti are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0013834 continue to work without interruption.
Branch address & contact
State Bank of IndiaPalanichettipatti Branch
THENI CUMBUM MAIN ROAD,PALANICHETTIPATTI TOWN,THENI TALUK
Theni, Tamil Nadu
Phone: the branch contact number
IFSC: SBIN0013834
Frequently asked questions
How do I add State Bank of India Palanichettipatti as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0013834, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Palanichettipatti branch but serve different purposes.
How quickly will an NEFT transfer using SBIN0013834 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Palanichettipatti reflect within 30 minutes.
Where is State Bank of India Palanichettipatti branch located?
State Bank of India's Palanichettipatti branch is located at THENI CUMBUM MAIN ROAD,PALANICHETTIPATTI TOWN,THENI TALUK, Theni, Tamil Nadu.
Is IFSC SBIN0013834 the same for all accounts at Palanichettipatti branch?
Yes. The IFSC SBIN0013834 is shared by every account held at State Bank of India's Palanichettipatti branch. Only the account number changes from customer to customer.
What is the phone number of State Bank of India Palanichettipatti branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the IFSC code of State Bank of India Palanichettipatti branch?
The IFSC code of State Bank of India, Palanichettipatti branch is SBIN0013834. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SBIN0013834 valid for NEFT and RTGS?
Yes. IFSC SBIN0013834 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code SBIN0013834 belongs to State Bank of India's PALANICHETTIPATTI branch, located at THENI CUMBUM MAIN ROAD,PALANICHETTIPATTI TOWN,THENI TALUK in THENI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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