Below are the complete branch details for State Bank of India, NILJE branch, located in THANE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0051370. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0051370 for State Bank of India – NILJE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0051370 is the IFSC of State Bank of India's NILJE branch. The format is fixed: SBIN = bank code, 0 = reserved, 051370 = branch identifier.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nilje branch in Thane, Maharashtra is part of this network and uses the IFSC code SBIN0051370 for all electronic settlement.
About this branch
The branch is located at CASA BELA GOLD NEAR LODHA WORLD SCHOOL KALYAN SHIL ROAD NILJE DOMBIVALI EAST THANE 421204. It serves the Thane region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0051370 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Nilje |
| IFSC Code | SBIN0051370 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CASA BELA GOLD NEAR LODHA WORLD SCHOOL KALYAN SHIL ROAD NILJE DOMBIVALI EAST THANE 421204 |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| STD Code | 961 |
| Phone | 9206074 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's NILJE branch came to be assigned the code SBIN0051370.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0051370, money simply cannot be routed to the NILJE branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Nilje branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0051370 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SBIN0051370
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0051370 across all three.
NEFT to State Bank of India, NILJE using IFSC SBIN0051370
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0051370, and confirm that the system picks up State Bank of India – NILJE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0051370
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – NILJE, ensure your bank's portal accepts IFSC SBIN0051370 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – NILJE, use IMPS. With IFSC SBIN0051370 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Nilje
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0051370:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NILJE is still linked to IFSC SBIN0051370.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's NILJE branch, the IFSC SBIN0051370 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Nilje branch is mapped to IFSC SBIN0051370 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0051370.
Banking services available
The Nilje branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 961-9206074.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0051370
Online banking and IFSC SBIN0051370
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the NILJE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0051370 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Nilje branch sits at CASA BELA GOLD NEAR LODHA WORLD SCHOOL KALYAN SHIL ROAD NILJE DOMBIVALI EAST THANE 421204. If you are travelling from outside Thane, search for the branch on a maps application using the bank name and locality, or call 961-9206074 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0051370 and your account number.
Common mistakes to avoid when using IFSC SBIN0051370
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – NILJE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0051370. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Nilje are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0051370 continue to work without interruption.
Verifying IFSC SBIN0051370 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0051370 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 961-9206074.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaNilje Branch
CASA BELA GOLD NEAR LODHA WORLD SCHOOL KALYAN SHIL ROAD NILJE DOMBIVALI EAST THANE 421204
Thane, Maharashtra
Phone: 961-9206074
IFSC: SBIN0051370
Frequently asked questions
How do I add State Bank of India Nilje as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0051370, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nilje branch but serve different purposes.
What is the phone number of State Bank of India Nilje branch?
You can reach the branch at 961-9206074 during regular banking hours.
Can I use IFSC SBIN0051370 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0051370 to send funds instantly.
Is IFSC SBIN0051370 the same for all accounts at Nilje branch?
Yes. The IFSC SBIN0051370 is shared by every account held at State Bank of India's Nilje branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using SBIN0051370 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Nilje reflect within 30 minutes.
Final notes
To recap: SBIN0051370 is the IFSC code of State Bank of India, NILJE branch, in THANE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
