IFSC Code of State Bank of India, Specialized Currency Administration Branch, Surat Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, SPECIALIZED CURRENCY ADMINISTRATION BRANCH, SURAT branch in SURAT. The 11-digit IFSC SBIN0014894 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the SPECIALIZED CURRENCY ADMINISTRATION BRANCH, SURAT location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0014894 is the IFSC of State Bank of India's SPECIALIZED CURRENCY ADMINISTRATION BRANCH, SURAT branch. The format is fixed: SBIN = bank code, 0 = reserved, 014894 = branch identifier.

Branch details at a glance

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Specialized Currency Administration Branch, Surat branch — IFSC SBIN0014894 — extends the bank's services to customers in and around Surat, Gujarat.

Specialized Currency Administration Branch, Surat branch overview

Located at STATE BANK BHAVAN, GR. FLOOR, NEAR PANJRA POLE, BESIDE IOC OFFICE, GHOD DOD ROAD, SURAT395001, the Specialized Currency Administration Branch, Surat branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0014894 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's SPECIALIZED CURRENCY ADMINISTRATION BRANCH, SURAT branch came to be assigned the code SBIN0014894.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0014894, money simply cannot be routed to the SPECIALIZED CURRENCY ADMINISTRATION BRANCH, SURAT branch electronically.

How to transfer money using IFSC SBIN0014894

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0014894 across all three.

How to use IFSC SBIN0014894 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's SPECIALIZED CURRENCY ADMINISTRATION BRANCH, SURAT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0014894.
4. Confirm the bank name auto-populates as State Bank of India and the branch as SPECIALIZED CURRENCY ADMINISTRATION BRANCH, SURAT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SPECIALIZED CURRENCY ADMINISTRATION BRANCH, SURAT

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's SPECIALIZED CURRENCY ADMINISTRATION BRANCH, SURAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0014894 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India SPECIALIZED CURRENCY ADMINISTRATION BRANCH, SURAT (IFSC SBIN0014894)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0014894 in your mobile or internet banking app, and the money is credited to the SPECIALIZED CURRENCY ADMINISTRATION BRANCH, SURAT branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Specialized Currency Administration Branch, Surat

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0014894:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SPECIALIZED CURRENCY ADMINISTRATION BRANCH, SURAT is still linked to IFSC SBIN0014894.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SBIN0014894

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – SPECIALIZED CURRENCY ADMINISTRATION BRANCH, SURAT is still mapped to IFSC SBIN0014894. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0014894 and the beneficiary's account number to complete the transfer.

Account types you can open at the Specialized Currency Administration Branch, Surat branch

Once you have an account at State Bank of India – SPECIALIZED CURRENCY ADMINISTRATION BRANCH, SURAT, the IFSC SBIN0014894 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Specialized Currency Administration Branch, Surat branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0014894

MICR & cheque-truncation details

Cheques drawn on the Specialized Currency Administration Branch, Surat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0014894 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Specialized Currency Administration Branch, Surat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0014894 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – SPECIALIZED CURRENCY ADMINISTRATION BRANCH, SURAT:

• The IFSC is exactly SBIN0014894 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and SPECIALIZED CURRENCY ADMINISTRATION BRANCH, SURAT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Specialized Currency Administration Branch, Surat branch sits at STATE BANK BHAVAN, GR. FLOOR, NEAR PANJRA POLE, BESIDE IOC OFFICE, GHOD DOD ROAD, SURAT395001. If you are travelling from outside Surat, search for the branch on a maps application using the bank name and locality, or call 261-2233116 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0014894 and your account number.

Verifying IFSC SBIN0014894 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0014894 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 261-2233116.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Specialized Currency Administration Branch, Surat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0014894 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0014894 belongs to State Bank of India's SPECIALIZED CURRENCY ADMINISTRATION BRANCH, SURAT branch, located at STATE BANK BHAVAN, GR. FLOOR, NEAR PANJRA POLE, BESIDE IOC OFFICE, GHOD DOD… in SURAT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.