This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, SRINAGAR branch in SRINAGAR. The 11-digit IFSC SBIN0031330 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the SRINAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – SRINAGAR is SBIN0031330. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 031330 map to this branch in SRINAGAR, RAJASTHAN.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Srinagar branch in Srinagar, Rajasthan is part of this network and uses the IFSC code SBIN0031330 for all electronic settlement.
About the Srinagar branch
The Srinagar branch of State Bank of India is situated at DISTT AJMER 305025. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0031330 is used.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Srinagar |
| IFSC Code | SBIN0031330 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DISTT AJMER 305025 |
| City | Srinagar |
| District | Ajmer |
| State | Rajasthan |
| STD Code | 1491 |
| Phone | 246232 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's SRINAGAR branch came to be assigned the code SBIN0031330.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0031330, money simply cannot be routed to the SRINAGAR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Srinagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0031330 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SBIN0031330
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0031330 across all three.
NEFT to State Bank of India, SRINAGAR using IFSC SBIN0031330
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0031330, and confirm that the system picks up State Bank of India – SRINAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SRINAGAR
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's SRINAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0031330 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – SRINAGAR, use IMPS. With IFSC SBIN0031330 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Srinagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0031330:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SRINAGAR is still linked to IFSC SBIN0031330.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0031330
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – SRINAGAR is still mapped to IFSC SBIN0031330. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0031330 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Srinagar branch is mapped to IFSC SBIN0031330 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0031330.
Banking services available
The Srinagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1491-246232.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0031330
Digital banking channels
Most day-to-day work that customers used to do at the Srinagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0031330 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Srinagar branch sits at DISTT AJMER 305025. If you are travelling from outside Srinagar, search for the branch on a maps application using the bank name and locality, or call 1491-246232 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0031330 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – SRINAGAR:
- The IFSC is exactly SBIN0031330 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and SRINAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Srinagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0031330 continue to work without interruption.
Verifying IFSC SBIN0031330 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0031330 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1491-246232.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaSrinagar Branch
DISTT AJMER 305025
Srinagar, Rajasthan
Phone: 1491-246232
IFSC: SBIN0031330
Frequently asked questions
Is IFSC SBIN0031330 the same for all accounts at Srinagar branch?
Yes. The IFSC SBIN0031330 is shared by every account held at State Bank of India's Srinagar branch. Only the account number changes from customer to customer.
What is the phone number of State Bank of India Srinagar branch?
You can reach the branch at 1491-246232 during regular banking hours.
How do I add State Bank of India Srinagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0031330, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0031330 valid for NEFT and RTGS?
Yes. IFSC SBIN0031330 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does State Bank of India Srinagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1491-246232 to confirm.
Can I use IFSC SBIN0031330 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0031330 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Srinagar branch but serve different purposes.
Summary
The IFSC code SBIN0031330 belongs to State Bank of India's SRINAGAR branch, located at DISTT AJMER 305025 in SRINAGAR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
